<div id="content-body-70225142" class="articlebodycontent col-xl-9 col-lg-12 col-md-12 col-sm-12 col-12">
<div class="schemaDiv" id="schemaDiv" itemprop="articleBody">
<p>à¨à©±à¨ ਨਵਾਠਠਮਰà©à¨à© ਸà©à¨¨à©à¨ ਬਿੱਲ, à¨à¨ªà©à¨à© ਫà©à¨ ਰ à¨à©à¨à¨¸ à¨à¨à¨ (S.2940), OPT &#8216;ਤ੠à¨à©°à¨® à¨à¨°à¨¨ ਵਾਲ੠F-1 ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਲਠਤਨà¨à¨¾à¨¹ à¨à©à¨à¨¸ ਬਰà©à¨ ਨà©à©° à¨à¨¤à¨® à¨à¨° ਦà©à¨µà©à¨à¨¾à¥¤ à¨à¨¹ 30 ਸਤੰਬਰ, 2025 ਨà©à©° ਪà©à¨¸à¨¼ à¨à©à¨¤à¨¾ à¨à¨¿à¨ ਸ੠ਠਤ੠ਹà©à¨£ ਸà©à¨¨à©à¨ ਦ੠ਵਿੱਤ à¨à¨®à©à¨à© à¨à©à¨² ਹà©à¥¤ à¨à©à¨à¨° à¨à¨¹ à¨à¨¾à¨¨à©à©°à¨¨ ਬਣ à¨à¨¾à¨à¨¦à¨¾ ਹà©, ਤਾਠਸਮਾà¨à¨¿à¨ ਸà©à¨°à©±à¨à¨¿à¨ ਠਤ੠ਮà©à¨¡à©à¨à©à¨ ਰ ਲਠOPT ਤਨà¨à¨¾à¨¹à¨¾à¨ &#8216;ਤ੠à¨à©à¨à¨¸ ਲà¨à¨¾à¨à¨ à¨à¨¾à¨µà©à¨à¨¾, 7.65% ਵਿਦਿà¨à¨°à¨¥à© ਦ੠ਤਨà¨à¨¾à¨¹ ਤà©à¨ ਲਿਠà¨à¨¾à¨µà©à¨à¨¾ ਠਤ੠ਬਾà¨à© 7.65% ਮਾਲਠਦà©à¨à¨°à¨¾ ਠਦਾ à¨à©à¨¤à¨¾ à¨à¨¾à¨µà©à¨à¨¾à¥¤ à¨à¨¹ ਤਬਦà©à¨²à© ਠੰਤਰਰਾਸ਼à¨à¨°à© à¨à©à¨°à©à¨à©à¨à¨à¨¾à¨, ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾à¨µà¨¾à¨ ਠਤ੠à¨à©à¨à¨ªà¨¸ ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¤ à¨à¨°à©à¨à© à¨à© ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਨà©à©° à¨à©°à¨® ਵਿੱਠà¨à¨à¨£ ਵਿੱਠਮਦਦ à¨à¨°à¨¨ ਲਠOPT &#8216;ਤ੠à¨à¨°à©à¨¸à¨¾ à¨à¨°à¨¦à© ਹਨ। à¨à¨¾à¨°à¨¤à© ਵਿਦਿà¨à¨°à¨¥à© à¨à¨¸ ਨà©à©° ਸਠਤà©à¨ ਵੱਧ ਮਹਿਸà©à¨¸ à¨à¨° ਸà¨à¨¦à© ਹਨ à¨à¨¿à¨à¨à¨à¨¿ à¨à¨¹ OPT à¨à¨¾à¨à©à¨¦à¨¾à¨°à¨¾à¨ ਦਾ à¨à©±à¨ ਵੱਡਾ ਹਿੱਸਾ ਬਣਾà¨à¨à¨¦à© ਹਨ।</p>
<h4 class="sub_head">ਪà©à¨°à¨¸à¨¤à¨¾à¨µ &#8216;ਠà¨à© ਬਦਲਾਠਹà©</h4>
<p>ਮà©à¨à©à¨¦à¨¾ IRS ਮਾਰà¨à¨¦à¨°à¨¸à¨¼à¨¨ FICA ਤà©à¨ à¨à¨¼à¨¿à¨à¨¦à¨¾à¨¤à¨° à¨à©à¨°-ਨਿਵਾਸ੠F-1 ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਨà©à©° F-1 ਸਥਿਤ੠ਵਿੱਠà¨à¨¹à¨¨à¨¾à¨ ਦ੠ਸ਼à©à¨°à©à¨à¨¤à© ਸਾਲਾਠਦà©à¨°à¨¾à¨¨ OPT ਵਰà¨à© ਠਧਿà¨à¨¾à¨°à¨¤ à¨à©°à¨® &#8216;ਤ੠à¨à©à¨ ਦਿੰਦਾ ਹà©à¥¤ S.2940 ਵਿੱਠFICA à¨à¨¦à©à¨¸à¨¼à¨¾à¨ ਲਠਰà©à¨à¨¼à¨à¨¾à¨° ਵà¨à©à¨ OPT ਨà©à©° ਸਪੱਸ਼ਠਤà©à¨° &#8216;ਤ੠ਸ਼ਾਮਲ à¨à©à¨¤à¨¾ à¨à¨¾à¨µà©à¨à¨¾, à¨à¨¸ à¨à©à¨ ਨà©à©° à¨à¨¤à¨® à¨à¨°à¨¨à¨¾ ਠਤ੠OPT ਪà©à¨°à©à¨² à¨à¨²à¨¾à¨ ਨà©à©° ਮਿà¨à¨°à© US ਰà©à¨à¨¼à¨à¨¾à¨° ਨਾਲ à¨à©à©à¨¨à¨¾à¥¤ ਵਿਹਾਰਠਤà©à¨° &#8216;ਤà©, ਹਰà©à¨ ਵਿਦਿà¨à¨°à¨¥à© ਨà©à©° OPT ਦ੠ਤਹਿਤ à¨à¨¸à¨¦à© ਤਨà¨à¨¾à¨¹ ਵਿੱà¨à©à¨ 7.65% ਦ੠à¨à¨à©à¨¤à© à¨à©à¨¤à© à¨à¨¾à¨µà©à¨à©, à¨à¨¦à©à¨ à¨à¨¿ ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾ à¨à¨¸à© ਰà¨à¨® ਲਠà¨à¨µà¨¾à¨¬à¨¦à©à¨¹ ਹà©à¨£à¨à©à¥¤ ਯà©à¨¨à©à¨µà¨°à¨¸à¨¿à¨à©à¨à¨ ਠਤ੠ਫਰਮਾਠਨà©à©° à¨à¨ªà¨£à© ਪà©à¨°à©à¨² ਠਤ੠à¨à¨¨à¨¬à©à¨°à¨¡à¨¿à©°à¨ ਪà©à¨°à¨à¨¿à¨°à¨¿à¨à¨µà¨¾à¨ ਨà©à©° à¨à¨¸ ਠਨà©à¨¸à¨¾à¨° ਸà©à¨§à¨£ ਦ੠ਲà©à© ਹà©à¨µà©à¨à©à¥¤</p>
<h4 class="sub_head">à¨à©à¨£ ਪà©à¨°à¨à¨¾à¨µà¨¿à¨¤ ਹà©, ਠਤ੠à¨à¨¿à©°à¨¨à©?</h4>
<p>OPT ਠੰਤਰਰਾਸ਼à¨à¨°à© ਸਿੱà¨à¨¿à¨ ਲਠਠਮਰà©à¨à© ਮà©à©±à¨² ਪà©à¨°à¨¸à¨¤à¨¾à¨µ ਦ੠à¨à©à¨à¨¦à¨° ਵਿੱਠਹà©à¥¤ 2024 ਵਿੱà¨, 194,554 ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਨ੠à¨à©à¨°à©à¨à©à¨à¨¸à¨¼à¨¨ ਤà©à¨ ਪਹਿਲਾਠà¨à¨¾à¨ ਬਾਠਦ ਵਿੱਠOPT ਦ੠ਵਰਤà©à¨ à¨à©à¨¤à©à¥¤ SEVIS ਨ੠à¨à¨¸ ਸਾਲ 1.58 ਮਿਲà©à¨ ਨ ਸਰà¨à¨°à¨® F-1 ਠਤ੠M-1 ਵਿਦਿà¨à¨°à¨¥à© ਵ੠ਦਰਠà¨à©à¨¤à©à¥¤ ਠਮਰà©à¨à¨¾ ਵਿੱਠਲà¨à¨à¨ à¨à¨¾à¨° ਵਿੱà¨à©à¨ à¨à©±à¨ ਠੰਤਰਰਾਸ਼à¨à¨°à© ਵਿਦਿà¨à¨°à¨¥à© à¨à¨¾à¨°à¨¤ ਤà©à¨ ਸà©, à¨à¨¸ ਲਠà¨à©à¨ ਵ੠ਨà©à¨¤à© ਤਬਦà©à¨²à© à¨à©±à¨ ਵੱਡ੠ਠਤ੠ਵਧ ਰਹ੠ਸਮà©à¨¹ ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¿à¨¤ à¨à¨° ਸà¨à¨¦à© ਹà©à¥¤</p>
<h4 class="sub_head">à¨à¨¹ à¨à¨¿à¨µà©à¨ à¨à¨¾à¨°à¨¤à© ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਦà©à¨à¨ ਤਰà¨à©à¨¹à¨¾à¨ ਨà©à©° ਮà©à© à¨à¨à¨¾à¨° ਦ੠ਸà¨à¨¦à¨¾ ਹà©</h4>
<p>ਵਿਦਿà¨à¨°à¨¥à© ਠਤ੠ਪਰਿਵਾਰ à¨à©à©±à¨² ਲਾà¨à¨¤, à¨à©°à¨® ਦ੠ਹੱਠਠਤ੠ਰà©à¨à¨¼à¨à¨¾à¨° ਦ੠à¨à¨¤à© ਦ੠à¨à¨¾à¨à¨ à¨à¨°à¨¦à© ਹਨ। à¨à©à¨à¨° OPT FICA ਦ੠ਠਧà©à¨¨ ਹ੠à¨à¨¾à¨à¨¦à¨¾ ਹà©, ਤਾਠà¨à©à¨ ਲà©à¨ ਨਿਮਨਲਿà¨à¨¤ ਨà©à©° ਤਰà¨à©à¨¹ ਦ੠ਸà¨à¨¦à© ਹਨ:</p>
<p>· ਪà©à¨°à¨µ-à¨à¨ªà¨ ਬà¨à¨¤ ਬਣਾà¨à¨£ ਲਠਮà¨à¨¼à¨¬à©à¨¤ ​​à¨à©à¨à¨¤à¨¾à¨¨ à¨à¨°à¨¨ ਵਾਲ੠à¨à©°à¨à¨°à¨¨à¨¸à¨¼à¨¿à¨ª à¨à¨¾à¨ ਠਸਿਸà¨à©à¨à¨à¨¸à¨¼à¨¿à¨ª ਵਾਲ੠ਪà©à¨°à©à¨à¨°à¨¾à¨®à¥¤</p>
<p>ਮੰà¨à¨¼à¨¿à¨² à¨à¨¾à¨ ਪà©à¨°à©à¨à¨°à¨¾à¨® ਫਾਰਮà©à¨ à¨à¨¿à¨¨à©à¨¹à¨¾à¨ ਵਿੱਠਵਧà©à¨°à© ਠਨà©à¨®à¨¾à¨¨ ਲà¨à¨¾à¨à¨£ ਯà©à¨ à¨à¨¾à¨ à¨à©±à¨ ਸ਼à©à¨°à©à¨à¨¤à© à¨à©à¨°à©à¨ ਰ ਪà©à¨°à©à¨² ਲਾà¨à¨¤à¨¾à¨ ਹਨ। ਠਰà¨à¨¼à© ਦ੠ਸਮਾà¨-ਸà©à¨®à¨¾ ਦਾ ਮਤਲਬ ਹ੠à¨à¨¿ ਹà©à¨£ à¨à©à¨¤à©à¨à¨ à¨à¨à¨à¨ ਧਾਰਨਾਵਾਠਬਿੱਲ &#8216;ਤ੠à¨à©à¨ ਫà©à¨¸à¨²à¨¾ ਲà©à¨£ ਤà©à¨ ਪਹਿਲਾਠਹ੠2026 ਠਤ੠2027 ਲਠਦਾà¨à¨²à¨¿à¨à¨ ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¿à¨¤ à¨à¨° ਸà¨à¨¦à©à¨à¨ ਹਨ। ਹਾਲà©à¨ ਮà©à¨¡à©à¨ à¨à¨µà¨°à©à¨ ਪਹਿਲਾਠਹ੠à¨à¨¾à¨°à¨¤à© à¨à¨ªà©à¨à© à¨à¨¾à¨à©à¨¦à¨¾à¨°à¨¾à¨ &#8216;ਤ੠ਸੰà¨à¨¾à¨µà© ਪà©à¨°à¨à¨¾à¨µ ਵੱਲ à¨à¨¸à¨¼à¨¾à¨°à¨¾ à¨à¨° à¨à©à©±à¨à© ਹà©, à¨à¨¿à¨¸ ਨਾਲ ਪà©à¨°à© ਬਾà¨à¨¼à¨¾à¨° ਵਿੱਠà¨à©°à¨¤à¨à¨¼à¨¾à¨° à¨à¨°à© ਠਤ੠ਦà©à¨à© ਦਾ ਰਵੱà¨à¨ ਹà©à¥¤</p>
<h4 class="sub_head">à¨à¨¾à¨°à¨¤ ਦ੠ਸਿੱà¨à¨¿à¨ ਠਤ੠à¨à¨°à¨¤à© à¨à¨à©à¨¸à¨¿à¨¸à¨à¨® &#8216;ਤ੠ਪà©à¨°à¨à¨¾à¨µ</h4>
<p>OPT ਸਾਲਾਠਦ੠ਲਾà¨à¨¤ ਵਿੱਠਵਾਧ੠ਦਾ à¨à¨¾à¨à¨à¨¸à¨²à¨¿à©°à¨ ਸà©à¨¸à¨¼à¨¨à¨¾à¨, ਪà©à¨°à©à¨à¨°à¨¾à¨® ਵਿà¨à¨²à¨ªà¨¾à¨ ਠਤ੠à¨à¨à©°à¨ ਪà©à¨°à¨à¨«à©à¨²à©à¨ &#8216;ਤ੠ਵੱਡਾ ਪà©à¨°à¨à¨¾à¨µ ਪਵà©à¨à¨¾à¥¤ ਵੱà¨-ਵੱਠà¨à©à¨à¨¸ ਦà©à¨°à¨¿à¨¸à¨¼à¨¾à¨ ਦ੠ਤਹਿਤ à¨à¨°-à¨à¨° ਤਨà¨à¨¼à¨¾à¨¹ ਦਿà¨à¨¾à¨à¨£ ਵਾਲ੠ਨਾਲ-ਨਾਲ ਪà©à¨¸à¨¼à¨à¨¸à¨¼à¨¾à¨ ਦ੠ਮੰਠਵਿੱਠà¨à©±à¨ ਮਹੱਤਵਪà©à¨°à¨¨ ਵਾਧਾ ਹà©à¨µà©à¨à¨¾, ਠਤ੠ਨਾਲ ਹ੠à¨à©à¨à© ਪà©à¨°à©à¨à¨°à¨¾à¨®à¨¾à¨ ਵਿੱਠਮà¨à¨¼à¨¬à©à¨¤ ​​ਦਿਲà¨à¨¸à¨ªà© ਹà©à¨µà©à¨à© à¨à© à¨à¨¿ ਹà©à¨¨à¨°à¨®à©°à¨¦ ਠਤ੠ਨà©à¨à¨°à© ਦ੠ਮਾਰà¨à©à¨ ਵਿੱਠਦਾà¨à¨² ਹà©à¨£ ਲਠà¨à©±à¨ ਸਮਾਠਲà©à¨£ ਵਾਲ੠ਹਨ।</p>
<p>à¨à¨¾à¨°à¨¤ ਵਿੱਠEdTech ਠਤ੠à¨à¨¤à©à¨¸à¨¼à©à¨²à¨¤à¨¾ ਸà©à¨µà¨¾à¨µà¨¾à¨ ਲਾà¨à¨¤ ਮਾਡਲਿੰਠਸਾਧਨਾਠਠਤ੠ਦà©à¨¸à¨¼ ਦ੠ਵਿà¨à¨¿à©°à¨¨à¨¤à¨¾ ਬਾਰ੠ਮਾਰà¨à¨¦à¨°à¨¸à¨¼à¨¨ ਵਿੱਠਵਧà©à¨°à© ਵਾਧਾ ਦà©à¨ ਸà¨à¨¦à©à¨à¨ ਹਨ। ਬਹà©à¨¤ ਸਾਰ੠à¨à©à¨°à©à¨à©à¨à¨ ਪਹਿਲਾਠà¨à¨¾à¨°à¨¤ ਵਾਪਸ ਠਸà¨à¨¦à© ਹਨ, à¨à¨¿à¨¸ ਨਾਲ ਤà¨à¨¨à©à¨à© ਠਤ੠ਵਿਸ਼ਲà©à¨¸à¨¼à¨£ ਵਿੱਠਸਥਾਨਠà¨à¨°à¨¤à© ਨà©à©° ਹà©à¨²à¨¾à¨°à¨¾ ਮਿਲà©à¨à¨¾à¥¤</p>
<h4 class="sub_head">ਠਮਰà©à¨à© ਯà©à¨¨à©à¨µà¨°à¨¸à¨¿à¨à©à¨à¨ ਠਤ੠ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾à¨µà¨¾à¨ ਨà©à©° ਧਿà¨à¨¨ à¨à¨¿à¨à¨ ਰੱà¨à¨£à¨¾ à¨à¨¾à¨¹à©à¨¦à¨¾ ਹà©?</h4>
<p>US à¨à©à¨à¨ªà¨¸à¨¾à¨ ਲà¨, OPT ਪà©à¨°à©à¨² ਤਬਦà©à¨²à©à¨à¨ à¨à¨¹à¨¨à¨¾à¨ ਦ੠à¨à¨°à¨¤à© à¨à¨°à¨¨, ਨà©à¨à¨°à© ਦ੠ਨਤà©à¨à¨¿à¨à¨ ਦ੠ਰਿਪà©à¨°à¨ à¨à¨°à¨¨ ਠਤ੠ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾à¨µà¨¾à¨ ਨਾਲ à¨à©°à¨® à¨à¨°à¨¨ ਦ੠ਤਰà©à¨à© ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¤ à¨à¨°à©à¨à©:</p>
<p>· ਨਾਮਾà¨à¨à¨£: ROI à¨à©à¨²à¨à©à¨²à©à¨à¨°à¨¾à¨ ਠਤ੠ਦਾà¨à¨²à¨¾-ਤà©à¨-ਨਾਮਾà¨à¨à¨£ à¨à¨ªà¨ ਰਣਨà©à¨¤à©à¨à¨ ਨà©à©° OPT ਸਾਲ ਦà©à¨°à¨¾à¨¨ ਸੰà¨à¨¾à¨µà© FICA ਰà©à¨ ਨà©à©° ਧਿà¨à¨¨ ਵਿੱਠਰੱà¨à¨£ ਦ੠ਲà©à© ਹ੠ਸà¨à¨¦à© ਹà©à¥¤</p>
<p>· ਨਤà©à¨à¨¾: à¨à©à¨°à©à¨à©à¨à¨ à¨à¨à©à¨¤à©à¨à¨ ਲਠਮà©à¨à¨µà¨à¨¼à¨¾ ਦà©à¨£ ਲਠਵੱਡà©à¨à¨ ਮਾਮà©à¨²à© ਤਨà¨à¨¾à¨¹à¨¾à¨ ਦ੠ਮੰਠà¨à¨° ਸà¨à¨¦à© ਹਨ à¨à© ਬਦਲ੠ਵਿੱਠਪਹਿਲà©-ਮੰà¨à¨¼à¨¿à¨² ਸਰਵà©à¨à¨£à¨¾à¨ ਠਤ੠ਤਨà¨à¨¾à¨¹ à¨à¨°à¨¬à¨¿à¨à¨°à¨¾à¨ ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¤ à¨à¨°à©à¨à¨¾à¥¤</p>
<p>· ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾ ਦ੠à¨à¨¾à¨à©à¨¦à¨¾à¨°à©: OPT ਨਿਯà©à¨à¨¤à©à¨à¨ &#8216;ਤ੠ਨਵà©à¨ 7.65% ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾ ਦ੠ਲਾà¨à¨¤ ਤੰਠਬà¨à¨ &#8216;ਤ੠à¨à©°à¨® à¨à¨°à¨¨ ਵਾਲà©à¨à¨ à¨à©à¨à©à¨à¨ ਫਰਮਾਠà¨à¨¾à¨ ਪà©à¨°à¨¯à©à¨à¨¸à¨¼à¨¾à¨²à¨¾à¨µà¨¾à¨ ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¤ à¨à¨° ਸà¨à¨¦à© ਹà©, à¨à¨¿à¨¸ ਲਠਤà©à¨°à©°à¨¤ ਸੰà¨à¨¾à¨° ਠਤ੠ਯà©à¨à¨¨à¨¾ ਦ੠ਲà©à© ਹà©à©°à¨¦à© ਹà©à¥¤ à¨à¨¹ ਸਮਾਯà©à¨à¨¨ à¨à¨¦à©à¨ ਹà©à¨µà©à¨à¨¾ à¨à¨¦à©à¨ ਸਮà©à©±à¨à© ਠੰਤਰਰਾਸ਼à¨à¨°à© ਨਾਮਾà¨à¨à¨£ ਠਤ੠à¨à¨ªà©à¨à© à¨à¨¾à¨à©à¨¦à¨¾à¨°à© à¨à©à¨à¨ªà¨¸ ਵਿà¨à¨¿à©°à¨¨à¨¤à¨¾ ਠਤ੠à¨à©à¨ à¨à¨¤à¨ªà¨¾à¨¦à¨à¨¤à¨¾ ਵਿੱਠਮਹੱਤਵਪà©à¨°à¨¨ ਯà©à¨à¨¦à¨¾à¨¨ ਪਾà¨à¨à¨¦à© ਰਹà©à¨à©à¥¤</p>
<h4 class="sub_head">à¨à¨¾à¨°à¨¤à© ਸੰਸਥਾਵਾਠਠਤ੠ਪਰਿਵਾਰਾਠਨà©à©° ਠੱà¨à© ਲਠà¨à© ਤਿà¨à¨° à¨à¨°à¨¨à¨¾ à¨à¨¾à¨¹à©à¨¦à¨¾ ਹà©?</h4>
<p>1. 30 ਠà¨à¨¤à©à¨¬à¨° ਤੱà¨, S.2940 à¨à¨®à©à¨à© ਵਿੱਠਸਿਰਫ਼ à¨à©±à¨ ਬਿੱਲ ਹà©, à¨à¨¾à¨¨à©à©°à¨¨ ਨਹà©à¨à¥¤ ਪਰਿਵਾਰਾਠਨà©à©° ਠੱਪਡà©à¨ ਲਠਠਧਿà¨à¨¾à¨°à¨¤ à¨à©à¨¨à¨²à¨¾à¨ ਠਤ੠à¨à©à¨à¨ªà¨¸ à¨à©à¨à¨¸ ਦਫ਼ਤਰਾਠਦ੠ਪਾਲਣਾ à¨à¨°à¨¨à© à¨à¨¾à¨¹à©à¨¦à© ਹà©à¥¤</p>
<p>2. ਦà©à¨°à¨¿à¨¸à¨¼à¨¾à¨ ਦ੠ਨਾਲ ਮਾਡਲ ਬà¨à¨à¥¤ &#8220;à¨à© à¨à©&#8221; à¨à©à¨¸ ਲਠOPT-ਸਾਲ ਦà©à¨à¨ à¨à¨®à¨¾à¨à¨à¨ ਵਿੱਠà¨à¨°à¨®à¨à¨¾à¨°à© FICA ਦਾ 7.65% ਸ਼ਾਮਲ à¨à¨°à©, ਠਤ੠ਮਾਲਠਦà©à¨à¨ ਲਾà¨à¨¤à¨¾à¨ ਬਾਰ੠à¨à¨°à¨à¨¾ à¨à¨°à© à¨à© ਪà©à¨¸à¨¼à¨à¨¸à¨¼ ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¤ à¨à¨° ਸà¨à¨¦à©à¨à¨ ਹਨ। à¨à¨¹à¨¨à¨¾à¨ ਮਾਡਲਾਠਨà©à©° ਬਣਾà¨à¨à¨¦à© ਸਮà©à¨ à¨à¨à¨à¨°à¨à¨¸ ਸà©à¨¸à¨¼à¨² ਸਿà¨à¨¿à¨à¨°à¨¿à¨à© ਠਤ੠ਮà©à¨¡à©à¨à©à¨ ਰ ਦਰਾਠਨà©à©° à¨à¨ªà¨£à© ਬà©à¨¸à¨²à¨¾à¨à¨¨ ਵà¨à©à¨ ਵਿà¨à¨¾à¨°à©à¥¤</p>
<p>3. ਮà©à¨à©à¨¦à¨¾ ਨਿਯਮਾਠਦ੠ਵਿà¨à¨à¨¿à¨ à¨à¨°à©à¥¤ ਮà©à¨à©à¨¦à¨¾ à¨à¨¾à¨¨à©à©°à¨¨ ਦ੠ਤਹਿਤ, ਠਧਿà¨à©à¨°à¨¿à¨¤ ਠਸਾà¨à¨¨à¨®à©à¨à¨ &#8216;ਤ੠à¨à¨¼à¨¿à¨à¨¦à¨¾à¨¤à¨° à¨à©à¨°-ਨਿਵਾਸ੠F-1 ਵਿਦਿà¨à¨°à¨¥à© à¨à¨ªà¨£à© ਸ਼à©à¨°à©à¨à¨¤à© ਸਾਲਾਠਦ੠ਠਧਿà¨à¨¨ ਦà©à¨°à¨¾à¨¨ FICA-ਮà©à¨à¨¤ ਰਹਿੰਦ੠ਹਨ। à¨à¨¹ ਸਮà¨à© à¨à¨¿ à¨à¨¦à©à¨ ਸਥਿਤ੠à¨à¨¾à¨ à¨à©à¨à¨¸ ਨਿਵਾਸ ਵਿੱਠਤਬਦà©à¨²à© à¨à¨¾à¨°à¨¨ à¨à©à¨ ਦ੠ਮਿà¨à¨¦ à¨à¨¤à¨® ਹ੠ਸà¨à¨¦à© ਹà©, à¨à¨¦à¨¾à¨¹à¨°à¨¨ ਲà¨, H-1B ਵਿੱਠਤਬਦà©à¨²à© ਤà©à¨ ਬਾਠਦ।</p>
<p>4. ਦਸਤਾਵà©à¨à¨¼ ਬਣਾà¨à¨£à¨¾ ਠਤ੠ਮਾਰà¨à¨¦à¨°à¨¸à¨¼à¨¨ ਲà©à¨£à¨¾ ਮਹੱਤਵਪà©à¨°à¨¨ ਹà©à¥¤ ਮà©à¨à©à¨¦à¨¾ ਪà©à¨°à¨¬à©°à¨§à¨¾à¨ ਦ੠ਤਹਿਤ FICA ਦà©à¨à¨°à¨¾ ਰà©à¨à¨£ ਵਿੱਠà¨à¨²à¨¤à© ਦ੠ਮਾਮਲ੠ਵਿੱà¨, ਬਹà©à¨¤ ਸਾਰà©à¨à¨ ਯà©à¨¨à©à¨µà¨°à¨¸à¨¿à¨à©à¨à¨ ਮਾਲà¨à¨¾à¨ à¨à¨¾à¨ IRS ਦà©à¨à¨°à¨¾ ਵ੠ਪਾਲਣਾ à¨à©à¨¤à© à¨à¨¾à¨£ ਵਾਲ੠ਰਿਫੰਡ ਪà©à¨°à¨à¨¿à¨°à¨¿à¨ ਨà©à©° ਨਿਰਧਾਰਤ à¨à¨°à¨¦à©à¨à¨ ਹਨ। à¨à¨¸ ਲà¨, ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਲਠà¨à¨ªà¨£à© ਪà©à¨°à©à¨² ਰਿà¨à¨¾à¨°à¨¡ ਨà©à©° à¨à¨¾à¨à¨® ਰੱà¨à¨£à¨¾ ਠਤ੠à¨à©à¨à¨ªà¨¸ ਸਰà©à¨¤à¨¾à¨ ਤà©à¨ ਮਦਦ ਲà©à¨£à© à¨à¨¼à¨°à©à¨°à© ਹà©à¥¤</p>
<h4 class="sub_head">ਵਿà¨à¨ªà¨ ਨà©à¨¤à© ਬਹਿਸ ਤà©à¨ ਸੰà¨à©à¨¤</h4>
<p>à¨à¨ªà©à¨à© ਫà©à¨ ਰ à¨à©à¨à¨¸ à¨à¨à¨ ਦ੠ਠਧਿà¨à¨¨ ਤà©à¨ ਬਾਠਦ à¨à©°à¨® ਵਾਸ਼ਿੰà¨à¨à¨¨ ਵਿੱਠਵਿà¨à¨ªà¨ ਨà©à¨¤à© à¨à¨°à¨à¨¾ ਨਾਲ ਮà©à¨² à¨à¨¾à¨à¨¦à¨¾ ਹà©à¥¤ ਵੱà¨-ਵੱਠਤà¨à¨µà©à¨à¨¼à¨¾à¨ à¨à¨¿à¨µà©à¨ à¨à¨¿ ਡਿà¨à¨¨à¨¿à¨à© à¨à¨à¨ ਵਿੱਠà¨à©à¨°-ਨਾà¨à¨°à¨¿à¨à¨¾à¨ ਦ੠ਨਿਸ਼à¨à¨¿à¨¤ ਸਮà©à¨¹à¨¾à¨ ਲਠਪà©à¨°à©à¨² à¨à©à¨à¨¸ à¨à¨²à¨¾à¨ ਦਾ à¨à¨¼à¨¿à¨à¨° à¨à©à¨¤à¨¾ à¨à¨¿à¨ ਹ੠ਠਤ੠ਵਿਦਿà¨à¨°à¨¥à© à¨à¨®à©à¨à©à¨°à©à¨¸à¨¼à¨¨ ਦ੠ਨਾਲ ਸੰà¨à¨¾à¨µà¨¿à¨¤ à¨à©°à¨à¨°à¨¸à©à¨à¨¸à¨¼à¨¨à¨¾à¨ ਬਾਰ੠à¨à¨°à¨à¨¾ ਦਾ ਸੱਦਾ ਵ੠ਦਿੱਤਾ à¨à¨¿à¨ ਹà©à¥¤ à¨à¨ªà©à¨à© ਠਤ੠ਸਮਾਨ ਵਰਠਪਰਮਿà¨à¨¾à¨ ਨà©à©° ਦ੠ਵੱà¨-ਵੱਠਵਿਧਾਨਿਠà¨à¨à¨à¨¾à¨ ਦ੠à¨à¨¾à¨°à¨¨ ਪà©à¨°à©à¨à¨¿à¨ ਦ੠ਮਾਹà©à¨² ਵਿੱਠਵਿà¨à¨¾à¨°à¨¿à¨ à¨à¨¾à¨à¨¦à¨¾ ਹà©à¥¤</p>
<h4 class="sub_head">à¨à© à¨à¨¹ à¨à¨¾à¨¨à©à©°à¨¨ ਬਣ à¨à¨¾à¨µà©à¨à¨¾? </h4>
<p>à¨à¨¸ ਸਮà©à¨, à¨à¨¹ ਸਿੱà¨à¨¾ à¨à©±à¨¢à¨£à¨¾ ਬਹà©à¨¤ à¨à¨²à¨¦à© ਹ੠à¨à¨¿ ਬਿੱਲ ਦ੠à¨à¨¾à¨¨à©à©°à¨¨ ਬਣਨ ਦ੠ਬਹà©à¨¤ ਸੰà¨à¨¾à¨µà¨¨à¨¾ ਹà©à¥¤ à¨à¨¹ ਹਾਲ ਹ੠ਵਿੱਠਪà©à¨¸à¨¼ à¨à©à¨¤à¨¾ à¨à¨¿à¨ ਹ੠ਠਤ੠à¨à¨®à©à¨à© ਦ੠ਪà©à¨¾à¨ &#8216;ਤ੠ਰਹਿੰਦਾ ਹ੠&#8211; ਪà©à¨°à¨à¨¿à¨°à¨¿à¨ ਦਾ à¨à©±à¨ ਬਿੰਦ੠à¨à¨¿à¨¸ &#8216;ਤ੠ਬਹà©à¨¤ ਸਾਰ੠ਪà©à¨°à¨¸à¨¤à¨¾à¨µà¨¾à¨ &#8216;ਤ੠ਵਿà¨à¨ªà¨ ਤà©à¨° &#8216;ਤ੠ਬਹਿਸ ਠਤ੠ਸà©à¨§ à¨à©à¨¤à© à¨à¨¾à¨à¨¦à© ਹà©à¥¤ ਸੰਯà©à¨à¨¤ ਰਾਠਵਿੱਠਨà©à¨¤à© ਨਿਰਦà©à¨¸à¨¼, à¨à¨¾à¨¸ ਤà©à¨° &#8216;ਤ੠à¨à¨®à©à¨à©à¨°à©à¨¸à¨¼à¨¨ ਠਤ੠ਹà©à¨¨à¨°à¨®à©°à¨¦ ਪà©à¨°à¨¤à¨¿à¨à¨¾ ਲਠਮਾਰà¨à¨¾à¨ &#8216;ਤà©, ਲੰਬ੠à¨à©±à¨à¨°à¨¾à¨ ਵਿੱਠਵਿà¨à¨¸à¨¤ ਹà©à©°à¨¦à© ਹਨ ਠਤ੠ਠà¨à¨¸à¨° ਮà©à¨à¨¾à¨¬à¨²à© ਵਾਲà©à¨à¨ ਰਾà¨à¨¨à©à¨¤à¨¿à¨ ਠਤ੠à¨à¨°à¨¥à¨¿à¨ ਤਰà¨à©à¨¹à¨¾à¨ ਨà©à©° ਦਰਸਾà¨à¨à¨¦à© ਹਨ।</p>
<p>ਹਾਲਾà¨à¨à¨¿, ਬਿੱਲ ਦਰਸਾà¨à¨à¨¦à¨¾ ਹ੠à¨à¨¿ ਠਧਿà¨à¨¨ ਤà©à¨ ਬਾਠਦ ਦ੠à¨à©°à¨® ਦ੠ਠਧਿà¨à¨¾à¨° ਠਤ੠à¨à¨¹à¨¨à¨¾à¨ ਦ੠à¨à©à¨à¨¸ ਢਾà¨à¨à© ਵਾਸ਼ਿੰà¨à¨à¨¨ ਵਿੱਠਦਿਲà¨à¨¸à¨ªà© ਦ੠ਬਹà©à¨¤ ਸਰà¨à¨°à¨® ਵਿਸ਼੠ਹਨ। ਵਿਦਿà¨à¨°à¨¥à©à¨à¨, ਯà©à¨¨à©à¨µà¨°à¨¸à¨¿à¨à©à¨à¨ ਠਤ੠ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾à¨µà¨¾à¨ ਲà¨, ਸਮà¨à¨¦à¨¾à¨° ਪਹà©à©°à¨ ਸà©à¨à¨¿à¨¤ ਰਹਿਣਾ, ਵੱà¨-ਵੱਠਸਥਿਤà©à¨à¨ &#8216;ਤ੠ਵਿà¨à¨¾à¨° à¨à¨°à¨¨à¨¾ ਠਤ੠ਪਾਰਦਰਸ਼੠ਢੰਠਨਾਲ ਸੰà¨à¨¾à¨° à¨à¨°à¨¨à¨¾ ਹà©à¨µà©à¨à¨¾à¥¤ ਯà©.à¨à©±à¨¸. ਲਠਵਿਸ਼ਵਵਿà¨à¨ªà© ਪà©à¨°à¨¤à¨¿à¨à¨¾ ਤੱਠਪਹà©à©°à¨ à¨à¨°à¨¨ ਲਠà¨à¨ªà©à¨à© ਮਾਰਠà¨à¨¼à¨°à©à¨°à© ਹ੠ਠਤ੠à¨à¨¿à¨¸à© ਵ੠à¨à¨¾à¨¨à©à©°à¨¨ ਨà©à©° ਸਿੱà¨à¨¿à¨ ਠਤ੠ਨਵà©à¨¨à¨¤à¨¾ ਦ੠à¨à©à¨¤à¨°à¨¾à¨ ਵਿੱਠà¨à¨µà¨¿à©±à¨à© ਮà©à¨à¨¾à¨¬à¨²à©à¨¬à¨¾à¨à¨¼à© ਦ੠ਵਿਰà©à©±à¨§ ਲਾà¨à¨¤ ਦ੠ਪਹਿਲà©à¨à¨ ਨà©à©° ਤà©à¨²à¨£ ਦ੠ਲà©à© ਹà©à¨µà©à¨à©à¥¤</p>
<h4 class="sub_head">à¨à¨¿à©±à¨¥à© à¨à©à¨à¨¼à¨¾à¨ à¨à©à©à¨¹à©à¨à¨ ਹਨ</h4>
<p>à¨à©à¨à¨° OPT ਫà©à¨ ਰ à¨à©à¨à¨¸ à¨à¨à¨ ਪਾਸ à¨à©à¨¤à¨¾ à¨à¨¾à¨à¨¦à¨¾ ਹà©, ਤਾਠਮਿà¨à¨°à© US ਪà©à¨°à©à¨² à¨à©à¨à¨¸ ਪਹਿਲ੠ਵਾਰ OPT à¨à¨à¨°à¨¤à¨¾à¨ &#8216;ਤ੠ਲਾà¨à© ਹà©à¨µà©à¨à¨¾à¥¤ à¨à¨¹ ਨਵà©à¨ ਠੰਤਰਰਾਸ਼à¨à¨°à© à¨à©à¨°à©à¨à©à¨à¨à¨¾à¨ ਲਠਪà©à¨¸à© ਦ੠à¨à¨£à¨¿à¨¤ ਠਤ੠ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾à¨µà¨¾à¨ ਦ੠ਬà¨à¨ ਨà©à©° ਬਦਲ ਦà©à¨µà©à¨à¨¾, à¨à¨¾à¨¸ à¨à¨°à¨à© STEM ਵਿੱà¨, à¨à¨¿à©±à¨¥à© OPT à¨à¨® ਹà©à¥¤</p>
<p>à¨à¨¾à¨°à¨¤à© ਵਿਦਿà¨à¨°à¨¥à© ਲਾà¨à¨¤à¨¾à¨ ਠਤ੠ਵਿà¨à¨²à¨ªà¨¾à¨ &#8216;ਤ੠ਮà©à© ਵਿà¨à¨¾à¨° à¨à¨° ਸà¨à¨¦à© ਹਨ, à¨à¨¦à©à¨ à¨à¨¿ ਠਮਰà©à¨à© ਯà©à¨¨à©à¨µà¨°à¨¸à¨¿à¨à©à¨à¨, à¨à¨à©°à¨ ਠਤ੠ਰà©à¨à¨¼à¨à¨¾à¨°à¨¦à¨¾à¨¤à¨¾ à¨à¨ªà¨£à© ਸਮਰਥਨ ਠਤ੠ਯà©à¨à¨¨à¨¾à¨µà¨¾à¨ ਨà©à©° ਠਪਡà©à¨ à¨à¨°à¨¦à© ਹਨ। à¨à¨¦à©à¨ ਤੱਠਬਿੱਲ ਠੱà¨à© ਨਹà©à¨ ਵਧਦਾ, ਸਠਤà©à¨ ਵਿਹਾਰਠà¨à¨¦à¨® ਡà©à¨à¨¾ ਦ੠ਨਾਲ ਸਲਾਹ ਦà©à¨£à¨¾, ਸੰà¨à¨à¨à¨¾à¨²à©à¨¨ ਮਾਡਲਾਠਦਾ ਨਿਰਮਾਣ à¨à¨°à¨¨à¨¾ ਠਤ੠ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਦ੠à¨à¨°à©à¨ ਰ ਦ੠à¨à©à¨à¨¿à¨à¨ ਨà©à©° à¨à©à¨à¨¦à¨°à¨¿à¨¤ à¨à¨°à¨¨à¨¾ ਹà©à¥¤</p>
<p><i>(à¨à¨¹ ਲà©à¨ MSM ਯà©à¨¨à©à¨«à¨¾à¨ ਦ੠ਸੰਸਥਾਪਠਸੰà¨à© ਲà©à¨² ਦà©à¨à¨°à¨¾ ਲਿà¨à¨¿à¨ à¨à¨¿à¨ ਹà©à¥¤)</i></p>
</div>
<div class="articleblock-container" id="arthardpv"></div>
<div class="update-publish-time article-published-time-end"></div>
<div class="comments-shares share-page flex print-hide" data-artid="70225142" data-title="How the proposed U.S. tax on OPT employment affects ROI on American education?" data-url="https://www.thehindu.com/education/how-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation/article70225142.ece">
<div class="left">
<div class="share">
<ul class="share-list bottom" style="display: none;">
<li class="copy-link" onclick="if (!window.__cfRLUnblockHandlers) return false; copytext('https://www.thehindu.com/education/how-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation/article70225142.ece');" data-cf-modified-4eebbe1c0177916c578c6a30-="">
<p> ਲਿੰਠà¨à¨¾à¨ªà© à¨à¨°à© </p>
</li>
<li class="email">
<p> à¨à¨®à©à¨² </p>
</li>
<li class="facebook" onclick="if (!window.__cfRLUnblockHandlers) return false; openShareLink('https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.thehindu.com%2Feducation%2Fhow-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation%2Farticle70225142.ece&;t=How%20the%20proposed%20U.S.%20tax%20on%20OPT%20employment%20affects%20ROI%20on%20American%C2%A0education%3F')" data-cf-modified-4eebbe1c0177916c578c6a30-="">
<p> ਫà©à¨¸à¨¬à©à©±à¨ </p>
</li>
<li class="twitter" onclick="if (!window.__cfRLUnblockHandlers) return false; openShareLink('https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.thehindu.com%2Feducation%2Fhow-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation%2Farticle70225142.ece&;text=How%20the%20proposed%20U.S.%20tax%20on%20OPT%20employment%20affects%20ROI%20on%20American%C2%A0education%3F')" data-cf-modified-4eebbe1c0177916c578c6a30-="">
<p> à¨à¨µà¨¿à©±à¨à¨° </p>
</li>
<li class="telegram" onclick="if (!window.__cfRLUnblockHandlers) return false; openShareLink('https://t.me/share/url?url=https%3A%2F%2Fwww.thehindu.com%2Feducation%2Fhow-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation%2Farticle70225142.ece&;text=How%20the%20proposed%20U.S.%20tax%20on%20OPT%20employment%20affects%20ROI%20on%20American%C2%A0education%3F')" data-cf-modified-4eebbe1c0177916c578c6a30-="">
<p> à¨à©à¨²à©à¨à©à¨°à¨¾à¨® </p>
</li>
<li class="in" onclick="if (!window.__cfRLUnblockHandlers) return false; openShareLink('https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.thehindu.com%2Feducation%2Fhow-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation%2Farticle70225142.ece&;title=How%20the%20proposed%20U.S.%20tax%20on%20OPT%20employment%20affects%20ROI%20on%20American%C2%A0education%3F')" data-cf-modified-4eebbe1c0177916c578c6a30-="">
<p> ਲਿੰà¨à¨¡à¨à¨¨ </p>
</li>
<li class="whatsapp" onclick="if (!window.__cfRLUnblockHandlers) return false; openShareLink('https://api.whatsapp.com//send?text=How%20the%20proposed%20U.S.%20tax%20on%20OPT%20employment%20affects%20ROI%20on%20American%C2%A0education%3F%20-%20https%3A%2F%2Fwww.thehindu.com%2Feducation%2Fhow-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation%2Farticle70225142.ece')" data-cf-modified-4eebbe1c0177916c578c6a30-="">
<p> ਵà¨à¨¸à¨à¨ª</p>
</li>
<li class="reddit" onclick="if (!window.__cfRLUnblockHandlers) return false; openShareLink('https://reddit.com/submit?url=https%3A%2F%2Fwww.thehindu.com%2Feducation%2Fhow-the-proposed-us-tax-on-opt-employment-affects-roi-on-americaneducation%2Farticle70225142.ece&;title=How%20the%20proposed%20U.S.%20tax%20on%20OPT%20employment%20affects%20ROI%20on%20American%C2%A0education%3F')" data-cf-modified-4eebbe1c0177916c578c6a30-="">
<p> reddit </p>
</li>
</ul>
</div>
</div>
<div class="right">
<div class="read-later"><button class="btn read-later-btn" data-articleid="70225142" style="display:none" data-ga-labelclick="ReadLater"><span>ਬਾਠਦ ਵਿੱਠਪà©à©à¨¹à©</span></button></p>
<div class="delete-tool-tip" style="display: none;">
<p> ਸਾਰ੠ਦà©à¨à©<br />
 <span class="delete bookmarkdelete"><br />
 ਹà¨à¨¾à¨à¨£à¨¾<br />
 </span></div>
</div>
</div>
</div>
<div class="spliter pt-0 mb-0 print-hide"></div>
<div class="article-ad two-side text-ad print-hide">
<div class="ad-text" id="artproduct2" style="display: none;"></div>
</div>
<p><script data-cfasync="false">var totalPcount = document.querySelectorAll(".articlebodycontent>.schemaDiv>p")
if(totalPcount.length > 1)
 insertElementEnd(totalPcount[1],createElementScript("div","","artmeterpv"))
else
 insertElementbegin(document.querySelector(".articlebodycontent .schemaDiv"),createElementScript("div","","artmeterpv"))
</script></p>
<div class="d-none d-lg-block d-xl-block"><script data-cfasync="false">
 totalPcount = totalPcount || [];if (isDeviceEnabled("large")) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "Desktop_AT_Mid01", minHeight: '90px'));
 insertElementEnd(totalPcount[1 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_Desktop_AT_Mid01, publisher: The Hindu --><script data-cfasync="false">userIdentify.then(function() 
 if(isDeviceEnabled("large") && isNonSubcribedUser()) googletag.cmd.push(function() googletag.display('Desktop_AT_Mid01'););
 );</script><!-- End DFP : /22390678/TH_Desktop_AT_Mid01, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (isDeviceEnabled("large")) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "Desktop_Inarticle_1x1", minHeight: '250px'));
 insertElementEnd(totalPcount[3 - 1], container)
 </script><!-- Begin DFP : /22390678/Hindu_Desktop_Inarticle_1x1, publisher: The Hindu --><script data-cfasync="false">userIdentify.then(function() 
 if(isDeviceEnabled("large") && isNonSubcribedUser()) googletag.cmd.push(function() googletag.display('Desktop_Inarticle_1x1'););
 );</script><!-- End DFP : /22390678/Hindu_Desktop_Inarticle_1x1, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("large") && Number.isInteger(6) && totalPcount.length >= (5 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "Desktop_AT_Mid02", minHeight: '90px'));
 insertElementEnd(totalPcount[6 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_Desktop_AT_Mid02, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(6) && totalPcount.length >= (5 + 3)) if (isDeviceEnabled("large")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_Desktop_AT_Mid02', [728, 90], 'Desktop_AT_Mid02').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("large") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(6) && totalPcount.length >= (5 + 3)) googletag.cmd.push(function() googletag.display('Desktop_AT_Mid02'););
 );</script><!-- End DFP : /22390678/TH_Desktop_AT_Mid02, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("large") && Number.isInteger(9) && totalPcount.length >= (8 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "Desktop_AT_Mid03", minHeight: '90px'));
 insertElementEnd(totalPcount[9 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_Desktop_AT_Mid03, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(9) && totalPcount.length >= (8 + 3)) if (isDeviceEnabled("large")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_Desktop_AT_Mid03', [728, 90], 'Desktop_AT_Mid03').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("large") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(9) && totalPcount.length >= (8 + 3)) googletag.cmd.push(function() googletag.display('Desktop_AT_Mid03'););
 );</script><!-- End DFP : /22390678/TH_Desktop_AT_Mid03, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("large") && Number.isInteger(12) && totalPcount.length >= (11 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "Desktop_AT_Mid04", minHeight: '90px'));
 insertElementEnd(totalPcount[12 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_Desktop_AT_Mid04, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(12) && totalPcount.length >= (11 + 3)) if (isDeviceEnabled("large")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_Desktop_AT_Mid04', [728, 90], 'Desktop_AT_Mid04').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("large") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(12) && totalPcount.length >= (11 + 3)) googletag.cmd.push(function() googletag.display('Desktop_AT_Mid04'););
 );</script><!-- End DFP : /22390678/TH_Desktop_AT_Mid04, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("large") && Number.isInteger(15) && totalPcount.length >= (14 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "Desktop_AT_Mid05", minHeight: '90px'));
 insertElementEnd(totalPcount[15 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_Desktop_AT_Mid05, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(15) && totalPcount.length >= (14 + 3)) if (isDeviceEnabled("large")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_Desktop_AT_Mid05', [728, 90], 'Desktop_AT_Mid05').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("large") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(15) && totalPcount.length >= (14 + 3)) googletag.cmd.push(function() googletag.display('Desktop_AT_Mid05'););
 );</script><!-- End DFP : /22390678/TH_Desktop_AT_Mid05, publisher: The Hindu --></div>
<div class="d-block d-sm-none "><script data-cfasync="false">
 totalPcount = totalPcount || [];if (isDeviceEnabled("small")) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "MWeb_AT_Middle01", minHeight: '280px'));
 insertElementEnd(totalPcount[1 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_MWeb_AT_Middle01, publisher: The Hindu --><script data-cfasync="false">userIdentify.then(function() 
 if(isDeviceEnabled("small") && isNonSubcribedUser()) googletag.cmd.push(function() googletag.display('MWeb_AT_Middle01'););
 );</script><!-- End DFP : /22390678/TH_MWeb_AT_Middle01, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (isDeviceEnabled("small")) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad ", "Mweb_AT_Bottom01", minHeight: '280px'));
 insertElementEnd(totalPcount[3 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_Mweb_AT_Bottom01, publisher: The Hindu --><script data-cfasync="false">userIdentify.then(function() 
 if(isDeviceEnabled("small") && isNonSubcribedUser()) googletag.cmd.push(function() googletag.display('Mweb_AT_Bottom01'););
 );</script><!-- End DFP : /22390678/TH_Mweb_AT_Bottom01, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("small") && Number.isInteger(6) && totalPcount.length >= (5 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "MWeb_AT_Middle02", minHeight: '280px'));
 insertElementEnd(totalPcount[6 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_MWeb_AT_Middle02, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(6) && totalPcount.length >= (5 + 3)) if (isDeviceEnabled("small")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_MWeb_AT_Middle02', [[300,250],[336,280],[200,200],[250,250]], 'MWeb_AT_Middle02').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("small") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(6) && totalPcount.length >= (5 + 3)) googletag.cmd.push(function() googletag.display('MWeb_AT_Middle02'););
 );</script><!-- End DFP : /22390678/TH_MWeb_AT_Middle02, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("small") && Number.isInteger(9) && totalPcount.length >= (8 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "MWeb_AT_Middle03", minHeight: '280px'));
 insertElementEnd(totalPcount[9 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_MWeb_AT_Middle03, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(9) && totalPcount.length >= (8 + 3)) if (isDeviceEnabled("small")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_MWeb_AT_Middle03', [[300,250],[336,280],[200,200],[250,250]], 'MWeb_AT_Middle03').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("small") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(9) && totalPcount.length >= (8 + 3)) googletag.cmd.push(function() googletag.display('MWeb_AT_Middle03'););
 );</script><!-- End DFP : /22390678/TH_MWeb_AT_Middle03, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("small") && Number.isInteger(12) && totalPcount.length >= (11 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "MWeb_AT_Middle04", minHeight: '280px'));
 insertElementEnd(totalPcount[12 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_MWeb_AT_Middle04, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(12) && totalPcount.length >= (11 + 3)) if (isDeviceEnabled("small")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_MWeb_AT_Middle04', [[300,250],[336,280],[200,200],[250,250]], 'MWeb_AT_Middle04').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("small") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(12) && totalPcount.length >= (11 + 3)) googletag.cmd.push(function() googletag.display('MWeb_AT_Middle04'););
 );</script><!-- End DFP : /22390678/TH_MWeb_AT_Middle04, publisher: The Hindu --><script data-cfasync="false">
 totalPcount = totalPcount || [];if (totalPcount.length > 0 && isDeviceEnabled("small") && Number.isInteger(15) && totalPcount.length >= (14 + 3)) var container = document.createElement("div");
 container.className = "article-ad";container.appendChild(createElementScript("div", "dfp-ad articleinlinead", "MWeb_AT_Middle05", minHeight: '280px'));
 insertElementEnd(totalPcount[15 - 1], container)
 </script><!-- Begin DFP : /22390678/TH_MWeb_AT_Middle05, publisher: The Hindu --><script data-cfasync="false">if (totalPcount.length > 0 && Number.isInteger(15) && totalPcount.length >= (14 + 3)) if (isDeviceEnabled("small")) googletag.cmd.push(function() 
 googletag.defineSlot('/22390678/TH_MWeb_AT_Middle05', [[300,250],[336,280],[200,200],[250,250]], 'MWeb_AT_Middle05').addService(googletag.pubads());
 );
 userIdentify.then(function() 
 if (isDeviceEnabled("small") && isNonSubcribedUser() && totalPcount.length > 0 && Number.isInteger(15) && totalPcount.length >= (14 + 3)) googletag.cmd.push(function() googletag.display('MWeb_AT_Middle05'););
 );</script><!-- End DFP : /22390678/TH_MWeb_AT_Middle05, publisher: The Hindu --></div>
</div>
<p><script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></p>

OPT ਰੁਜ਼ਗਾਰ ‘ਤੇ ਪ੍ਰਸਤਾਵਿਤ ਯੂ.ਐੱਸ. ਟੈਕਸ ਅਮਰੀਕੀ ਸਿੱਖਿਆ ‘ਤੇ ROI ਨੂੰ ਕਿਵੇਂ ਪ੍ਰਭਾਵਿਤ ਕਰਦਾ ਹੈ? ਪ੍ਰੀਮੀਅਮ ਕੀਮਤ

