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<p>ਵਿੱਤ ਵਿੱਠਨà¨à¨²à© ਬà©à©±à¨§à© (AI) ਦ੠à¨à¨°à¨à¨¾ ਠà¨à¨¸à¨° ਤà¨à¨¨à©à¨à© ਵਿਸਥਾਪਨ &#8216;ਤ੠à¨à©à¨à¨¦à¨°à¨¿à¨¤ ਹà©à©°à¨¦à© ਹà©à¥¤ ਵਿਸ਼ਲà©à¨¸à¨¼à¨, ਸਲਾਹà¨à¨¾à¨°, ਠਤ੠à¨à©±à¨¥à©à¨ ਤੱਠà¨à¨¿ ਫà©à¨¸à¨²à¨¾ ਲà©à¨£ ਵਾਲਿà¨à¨ ਨà©à©° ਠà¨à¨¸à¨° à¨à¨à©à¨®à©à¨¸à¨¼à¨¨ ਲਠà¨à¨®à¨à¨¼à©à¨° ਵà¨à©à¨ ਦਰਸਾà¨à¨ à¨à¨¾à¨à¨¦à¨¾ ਹà©, ਹਾਲ ਹ੠ਵਿੱਠਵੱਡ੠ਪੱਧਰ &#8216;ਤ੠à¨à¨¾à¨à¨à© ਦà©à¨à¨ ਬਹà©à¨¤ ਸਾਰà©à¨à¨ à¨à¨¦à¨¾à¨¹à¨°à¨£à¨¾à¨ ਦ੠ਨਾਲ। à¨à¨¦à©à¨ à¨à¨¿ ਠà¨à¨¿à¨¹à©à¨à¨ à¨à¨¿à©°à¨¤à¨¾à¨µà¨¾à¨ à¨à©±à¨² ਰਹ੠ਬਦਲਾਠਦ੠à¨à©±à¨ ਮਹੱਤਵਪà©à¨°à¨¨ ਪਹਿਲ੠ਨà©à©° ਹਾਸਲ à¨à¨°à¨¦à©à¨à¨ ਹਨ, à¨à¨¹ à¨à©±à¨ ਹà©à¨° ਨਤà©à¨à© ਵਾਲ੠ਵਿà¨à¨¾à¨¸ ਨà©à©° ਠਸਪਸ਼ਠà¨à¨°à¨¦à©à¨à¨ ਹਨ: AI ਸਿਰਫ਼ ਵਿੱਤ ਵਿੱਠਰà©à¨à¨¼à¨à¨¾à¨° ਨà©à©° à¨à¨à¨¾ ਨਹà©à¨ ਰਿਹਾ ਹ੠&#8211; à¨à¨¹ à¨à¨¦à¨¯à©à¨ ਦ੠ਠੰਦਰ ਮà©à©±à¨² ਨà©à©° à¨à¨¿à¨µà©à¨ ਬਣਾà¨à¨ ਠਤ੠ਵੰਡਿਠà¨à¨¾à¨à¨¦à¨¾ ਹà©à¥¤</p>
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<p>à¨à©±à¨ ਹà©à¨° ਸà¨à©à¨ ਵਿà¨à¨à¨¿à¨ à¨à¨¹ ਹ੠à¨à¨¿ AI à¨à¨¿à©±à¨¤à¨¾à¨®à©à¨à© ਵਿà¨à¨¿à©°à¨¨à¨¤à¨¾ ਦ੠à¨à©±à¨ ਪà©à¨°à¨à¨¿à¨°à¨¿à¨ ਨà©à©° à¨à¨²à¨¾ ਰਿਹਾ ਹà©, à¨à¨¿à¨¸ ਵਿੱਠà¨à©à¨ à¨à©à¨¸à¨¼à¨²à¨¤à¨¾ ਸੰà¨à©à¨à¨¾à¨ ਵਿੱਠਵਾਪਸ੠ਵਧਦ੠ਹ੠à¨à¨¦à©à¨ à¨à¨¿ ਦà©à¨¸à¨°à© à¨à¨à¨¦à© ਹਨ। à¨à©à¨®à¨¿à¨à¨¾à¨µà¨¾à¨ ਨà©à©° ਪà©à¨°à© ਤਰà©à¨¹à¨¾à¨ à¨à¨¤à¨® à¨à¨°à¨¨ ਦ੠ਬà¨à¨¾à¨, AI à¨à¨¹à¨¨à¨¾à¨ ਸਮਰੱਥਾਵਾਠਨà©à©° ਮà©à© ਪਰਿà¨à¨¾à¨¸à¨¼à¨¿à¨¤ à¨à¨° ਰਿਹਾ ਹ੠à¨à© à¨à¨°à©à¨ ਰ ਦ੠ਤਰੱà¨à© ਠਤ੠ਮà©à¨à¨µà¨à¨¼à© ਨà©à©° ਨਿਰਧਾਰਤ à¨à¨°à¨¦à© ਹਨ।</p>
<p>ਤਾà¨à¨¼à¨¾ ਲà©à¨¬à¨° ਮਾਰà¨à©à¨ ਸਬà©à¨¤ à¨à¨¸ ਤਬਦà©à¨²à© ਦ੠ਪà©à¨®à¨¾à¨¨à© ਨà©à©° à¨à¨à¨¾à¨à¨° à¨à¨°à¨¦à© ਹਨ। ਵਿੱਤ੠ਸà©à¨µà¨¾à¨µà¨¾à¨ ਸਮà©à¨¤ ਸਾਰ੠à¨à¨¦à¨¯à©à¨à¨¾à¨ ਵਿੱਠAI-ਸੰਬੰਧ੠ਹà©à¨¨à¨°à¨¾à¨ ਦ੠ਮੰਠਤà©à¨à¨¼à© ਨਾਲ ਵੱਧ ਰਹ੠ਹà©à¥¤ à¨à¨¾à¨°à¨¤ ਵਿੱà¨, AI ਪà©à¨°à¨¤à¨¿à¨à¨¾ ਪà©à¨² ਦ੠2027 ਤੱਠਲà¨à¨à¨ 600,000-650,000 ਪà©à¨¸à¨¼à©à¨µà¨°à¨¾à¨ ਤà©à¨ ਵਧ à¨à© 1.25 ਮਿਲà©à¨ ਨ ਤà©à¨ ਵੱਧ ਹà©à¨£ ਦਾ ਠਨà©à¨®à¨¾à¨¨ ਹà©, à¨à¨¾à¨µà©à¨ à¨à¨¿ ਮਾਰà¨à©à¨ ਵਿੱਠਤà©à¨à¨¼à© ਨਾਲ ਵਾਧ੠à¨à¨¾à¨°à¨¨ ਮੰਠਸਪਲਾਠਤà©à¨ ਵੱਧ ਰਹ੠ਹà©à¥¤</p>
<h4 class="sub_head">à¨à¨à©à¨®à©à¨¸à¨¼à¨¨ ਬਨਾਮ à¨à¨à¨®à©à¨à¨à©à¨¸à¨¼à¨¨</h4>
<p>à¨à¨¹ ਸਮà¨à¨£ ਲਠà¨à¨¿ AI ਵਿੱਤ ਦ੠à¨à©°à¨® ਨà©à©° à¨à¨¿à¨µà©à¨ ਮà©à© à¨à¨à¨¾à¨° ਦਿੰਦਾ ਹà©, ਦ੠ਵਿਧà©à¨à¨ ਵਿà¨à¨à¨¾à¨° ਫਰਠà¨à¨°à¨¨à¨¾ ਲਾà¨à¨¦à¨¾à¨à¨ ਹà©: à¨à¨¾à¨¸à¨ à¨à¨à©à¨®à©à¨¸à¨¼à¨¨ ਠਤ੠à¨à¨¾à¨¸à¨ à¨à¨à¨®à©à¨à¨à©à¨¸à¨¼à¨¨à¥¤ à¨à¨à©à¨®à©à¨¸à¨¼à¨¨ ਮà©à©±à¨ ਤà©à¨° &#8216;ਤ੠ਰà©à¨à©à¨¨, ਨਿਯਮ-à¨à¨§à¨¾à¨°à¨¿à¨¤ à¨à¨¤à©à¨µà¨¿à¨§à©à¨à¨ à¨à¨¿à¨µà©à¨ à¨à¨¿ ਮà©à¨²-ਮਿਲਾਪ, ਪà©à¨°à¨®à¨¾à¨£à¨¿à¨¤ ਰਿਪà©à¨°à¨à¨¿à©°à¨, ਠਤ੠ਪਾਲਣਾ ਨਿà¨à¨°à¨¾à¨¨à© &#8216;ਤ੠ਲਾà¨à© ਹà©à©°à¨¦à© ਹà©à¥¤ à¨à¨¹ à¨à¨¾à¨°à¨ à¨à¨²à¨à©à¨°à¨¿à¨¦à¨® ਦà©à¨à¨°à¨¾ ਤà©à¨à¨¼à© ਨਾਲ à¨à©à¨¤à© à¨à¨¾ ਰਹ੠ਹਨ, ਪà©à¨°à¨à¨¿à¨°à¨¿à¨-à¨à¨¾à¨°à© à¨à©à¨®à¨¿à¨à¨¾à¨µà¨¾à¨ ਵਿੱਠਮਨà©à©±à¨à© ਦà¨à¨² ਦ੠ਲà©à© ਨà©à©° à¨à¨à¨¾à¨à¨à¨¦à© ਹà©à¨. à¨à¨¸à© ਸਮà©à¨, ਵਿੱਤ à¨à¨¤à©à¨µà¨¿à¨§à©à¨à¨ ਦਾ à¨à©±à¨ ਵੱਡਾ ਹਿੱਸਾ ਤà¨à¨¨à©à¨à© ਤà©à¨° &#8216;ਤ੠ਸਵà©à¨à¨¾à¨²à¨¿à¨¤ ਰਹਿੰਦਾ ਹà©à¥¤</p>
<p>à¨à¨¸à¨¦à© à¨à¨²à¨, ਵਿà¨à¨¾à¨¸ à¨à©à¨°-ਰà©à¨à©à¨¨, ਨਿਰਣਾà¨à¨ à¨à¨¾à¨°à¨à¨¾à¨ ਵਿੱਠਮਨà©à©±à¨à© à¨à¨¤à¨ªà¨¾à¨¦à¨à¨¤à¨¾ ਨà©à©° ਵਧਾà¨à¨à¨¦à¨¾ ਹà©à¥¤ à¨à¨à¨ ਸਿਸà¨à¨® ਵੱਡ੠ਡà©à¨à¨¾à¨¸à©à¨à¨¾à¨ ਦ੠ਪà©à¨°à¨à¨¿à¨°à¨¿à¨ à¨à¨° ਸà¨à¨¦à© ਹਨ ਠਤ੠ਬà©à¨®à¨¿à¨¸à¨¾à¨² à¨à¨¤à© ਨਾਲ ਸà©à¨ ਪà©à¨¦à¨¾ à¨à¨° ਸà¨à¨¦à© ਹਨ, ਪਰ à¨à¨¹à¨¨à¨¾à¨ ਦ੠à¨à¨à¨à¨ªà©à©±à¨ ਲਠਵਿà¨à¨à¨¿à¨ ਠਤ੠ਪà©à¨°à¨¸à©°à¨à¨¿à¨à¨¤à¨¾ ਦ੠ਲà©à© ਹà©à©°à¨¦à© ਹà©à¥¤ à¨à©à¨ ਦਰਸਾà¨à¨à¨¦à© ਹ੠à¨à¨¿ à¨à¨¦à©à¨ à¨à¨¿ AI à¨à¨¾à¨¸ à¨à¨¾à¨°à¨à¨¾à¨ ਦਾ ਬਦਲ ਹ੠ਸà¨à¨¦à¨¾ ਹà©, à¨à¨¹ à¨à¨¹à¨¨à¨¾à¨ à¨à©à¨®à¨¿à¨à¨¾à¨µà¨¾à¨ ਦ੠ਮà©à©±à¨² ਨà©à©° ਵ੠ਵਧਾà¨à¨à¨¦à¨¾ ਹ੠à¨à¨¿à¨¸ ਵਿੱਠਮਨà©à©±à¨à©-AI ਸਹਿਯà©à¨ ਸ਼ਾਮਲ ਹà©à©°à¨¦à¨¾ ਹà©à¥¤</p>
<p>à¨à¨¹ à¨à¨¤à©à¨¸à¨¼à©à¨²à¨¤à¨¾ ਵਿੱਤ à¨à¨°à©à¨ ਰ ਵਿੱਠਵਿà¨à¨¿à©°à¨¨à¨¤à¨¾ ਪà©à¨¦à¨¾ à¨à¨° ਰਹ੠ਹà©à¥¤ ਦà©à¨¹à¨°à¨¾à¨à¨£ ਵਾਲ੠à¨à¨à¨à¨¼à©à¨à¨¿à¨à¨¸à¨¼à¨¨ &#8216;ਤ੠à¨à©à¨à¨¦à©à¨°à¨¿à¨¤ à¨à©à¨®à¨¿à¨à¨¾à¨µà¨¾à¨ à¨à©±à¨ à¨à©à¨à¨¦à¨°à© ਬਣ ਰਹà©à¨à¨ ਹਨ, à¨à¨¦à©à¨ à¨à¨¿ ਵਿੱਤ੠ਮà©à¨¹à¨¾à¨°à¨¤ ਨà©à©° ਵਿਸ਼ਲà©à¨¸à¨¼à¨£à¨¾à¨¤à¨®à¨ ਤਰਠਠਤ੠ਤà¨à¨¨à©à¨à© ਰਵਾਨà¨à© ਨਾਲ à¨à©à©à¨¨ ਵਾਲà©à¨à¨ à¨à©à¨®à¨¿à¨à¨¾à¨µà¨¾à¨ ਮਹੱਤਵ ਪà©à¨°à¨¾à¨ªà¨¤ à¨à¨° ਰਹà©à¨à¨ ਹਨ। AI-ਸਬੰਧਤ ਹà©à¨¨à¨° ਵਾਲ੠ਵਿੱਤ ਪà©à¨¸à¨¼à©à¨µà¨° à¨à¨¾à¨«à¨¼à© ਤਨà¨à¨¾à¨¹ ਪà©à¨°à©à¨®à©à¨ ਮ à¨à¨®à¨¾à¨à¨à¨¦à© ਹਨ ਠਤ੠ਤà©à¨à¨¼à© ਨਾਲ à¨à¨¤à¨ªà¨¾à¨¦à¨à¨¤à¨¾ ਲਾà¨à¨¾à¨ ਦਾ ਠਨà©à¨à¨µ à¨à¨°à¨¦à© ਹਨ।</p>
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<p>ਮਹੱਤਵਪà©à¨°à¨¨ ਤà©à¨° &#8216;ਤà©, à¨à¨¹ ਤਬਦà©à¨²à© ਸਪੱਸ਼ਠਤà©à¨° &#8216;ਤ੠ਰਵਾà¨à¨¤à© ਲà©à© &#8216;ਤ੠ਲਾà¨à© ਨਹà©à¨ ਹà©à©°à¨¦à© ਹà©à¥¤ ਸ਼à©à¨°à©à¨à¨¤à© à¨à©à¨°à©à¨ ਰ ਪà©à¨¸à¨¼à¨¾à¨µà¨° à¨à© ਮà¨à¨¼à¨¬à©à¨¤ ​​ਡà©à¨à¨¾ ਠਤ੠à¨à¨à¨ ਸਮਰੱਥਾਵਾਠਨà©à©° ਵਿà¨à¨¸à¨¤ à¨à¨°à¨¦à© ਹਨ, à¨à¨¹à¨¨à¨¾à¨ ਹਮਰà©à¨¤à¨¬à¨¾ ਨਾਲà©à¨ ਵਧà©à¨°à© ਤà©à¨à¨¼à© ਨਾਲ ਠੱà¨à© ਵੱਧ ਸà¨à¨¦à© ਹਨ à¨à© ਮà©à©±à¨ ਤà©à¨° &#8216;ਤ੠ਰਵਾà¨à¨¤à© ਹà©à¨¨à¨° ਸà©à©±à¨à¨¾à¨ &#8216;ਤ੠ਨਿਰà¨à¨° à¨à¨°à¨¦à© ਹਨ। ਨਤà©à¨à© ਵà¨à©à¨, ਵਿੱਤ ਵਿੱਠà¨à¨°à©à¨ ਰ ਦ੠à¨à©à¨°à©à¨à©à¨à¨à¨°à© à¨à©±à¨ ਰà©à¨à¨¿à¨ ਠਤ੠ਨਿਰੰਤਰ ਹà©à¨¨à¨° ਵਿà¨à¨¾à¨¸ &#8216;ਤ੠ਵਧà©à¨°à© ਨਿਰà¨à¨° ਹ੠ਰਹ੠ਹਨ।</p>
<p>ਸਿੱà¨à¨¿à¨ ਠਤ੠à¨à¨¾à¨°à©à¨¬à¨¾à¨° ਦ੠à¨à¨ ਨ ਲਠà¨à¨¸à¨¦à© ਪà©à¨°à¨à¨¾à¨µ ਮਹੱਤਵਪà©à¨°à¨¨ ਹਨ। ਯà©à¨à¨¤à¨¾ ਦ੠ਤਿੰਨ à¨à©à¨¤à¨° à¨à©à¨à¨¦à¨°à© ਬਣ ਰਹ੠ਹਨ: ਵਿੱਤ, ਡà©à¨à¨¾ ਠਤ੠ਵਿਸ਼ਲà©à¨¸à¨¼à¨£à¨¾à¨¤à¨®à¨ ਸਾà¨à¨°à¨¤à¨¾, ਠਤ੠ਤà¨à¨¨à©à¨à© ਰਵਾਨà¨à© ਵਿੱਠਸੰà¨à¨²à¨ªà¨¿à¨ ਡà©à©°à¨à¨¾à¨à¥¤ à¨à¨¹ ਯà©à¨à¨¤à¨¾à¨µà¨¾à¨ ਪà©à¨¸à¨¼à©à¨µà¨°à¨¾à¨ ਨà©à©° ਬà©à©±à¨§à©à¨®à¨¾à¨¨ ਪà©à¨°à¨£à¨¾à¨²à©à¨à¨ ਨਾਲ ਮà©à¨à¨¾à¨¬à¨²à¨¾ à¨à¨°à¨¨ ਦ੠ਬà¨à¨¾à¨ ਪà©à¨°à¨ à¨à¨°à¨¨ ਦ੠ਯà©à¨ ਬਣਾà¨à¨à¨¦à©à¨à¨ ਹਨ।</p>
<h4 class="sub_head">à¨à¨¿à©°à¨¨à¨¤à¨¾ ਬਨਾਮ ਵਿਸਥਾਪਨ</h4>
<p>AI ਨà©à©° ਵਿਸਥਾਪਨ ਦ੠ਬà¨à¨¾à¨ ਵਿਤà¨à¨°à© ਦ੠à¨à©±à¨ ਸਰà©à¨¤ ਵà¨à©à¨ ਦà©à¨¬à¨¾à¨°à¨¾ ਤਿà¨à¨° à¨à¨°à¨¨à¨¾ à¨à¨¸à¨¦à© ਤਬਦà©à¨²à© ਦ੠ਸੰà¨à¨¾à¨µà¨¨à¨¾ ਨà©à©° à¨à¨à¨¾à¨à¨° à¨à¨°à¨¦à¨¾ ਹà©à¥¤ ਰà©à¨ ਲ-à¨à¨¾à¨à¨® ਡà©à¨à¨¾ ਠਤ੠à¨à¨µà¨¿à©±à¨à¨¬à¨¾à¨£à© ਵਿਸ਼ਲà©à¨¸à¨¼à¨£ ਦà©à¨à¨°à¨¾ ਸਮਰਥਤ, ਵਿੱਤ ਫੰà¨à¨¸à¨¼à¨¨à¨¾à¨ ਤà©à¨ ਰਣਨà©à¨¤à¨ ਫà©à¨¸à¨²à© ਲà©à¨£ ਵਿੱਠਯà©à¨à¨¦à¨¾à¨¨ ਪਾà¨à¨£ ਦ੠à¨à¨®à©à¨¦ à¨à©à¨¤à© à¨à¨¾à¨à¨¦à© ਹà©à¥¤</p>
<p>à¨à¨à¨°à¨à¨¾à¨°, ਵਿੱਤ ਵਿੱਠAI ਦਾ ਸਠਤà©à¨ ਮਹੱਤਵਪà©à¨°à¨¨ ਪà©à¨°à¨à¨¾à¨µ ਨà©à¨à¨°à©à¨à¨ ਦਾ à¨à¨¾à¨¤à¨®à¨¾ ਨਹà©à¨ ਹà©, ਪਰ ਪà©à¨¸à¨¼à©à¨µà¨° ਯà©à¨à¨¤à¨¾ ਦ੠ਮà©à© ਪਰਿà¨à¨¾à¨¸à¨¼à¨¾ ਹà©à¥¤ à¨à¨¿à¨µà©à¨ à¨à¨¿ ਰà©à¨à©à¨¨ ਠਤ੠ਵਿਸ਼ਲà©à¨¸à¨¼à¨£à¨¾à¨¤à¨®à¨ à¨à©°à¨® ਵਿੱਠਠੰਤਰ ਵਧà©à¨°à© ਸਪੱਸ਼ਠਹ੠à¨à¨¾à¨à¨¦à¨¾ ਹà©, à¨à©à¨¤à¨° ਵਿੱਠਵਿਠà¨à¨¤à©à¨à¨ ਲਠà¨à¨°à©à¨ ਰ ਦ੠ਨਤà©à¨à© ਠਨà©à¨à©à¨²à¨¤à¨¾ ਠਤ੠ਨਿਰੰਤਰ ਸਿà¨à¨²à¨¾à¨ &#8216;ਤ੠ਨਿਰà¨à¨° ਹà©à¨£à¨à©à¥¤</p>
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<div class="comments-shares share-page flex print-hide" data-artid="71116890" data-title="AI in finance: The new divide is between routine skills and strategic thinking" data-url="https://www.thehindu.com/education/ai-in-finance-the-new-divide-is-between-routine-skills-and-strategic-thinking/article71116890.ece">
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ਵਿੱਤ ਵਿੱਚ AI: ਨਵਾਂ ਪਾੜਾ ਰੁਟੀਨ ਹੁਨਰ ਅਤੇ ਰਣਨੀਤਕ ਸੋਚ ਵਿਚਕਾਰ ਹੈ

