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<p>à¨à¨°à¨¥à¨¿à¨ ਮਾਹਰਾਠਨ੠à¨à¨¸ ਦà©à¨à¨ à¨à¨°à¨à¨¼à© ਦà©à¨à¨ à¨à¨¼à¨¿à©°à¨®à©à¨µà¨¾à¨°à©à¨à¨ ਦਾ ਪà©à¨°à¨¬à©°à¨§à¨¨ à¨à¨°à¨¨ ਲਠà¨à¨¿à¨°à¨¿à¨à¨¸à¨¼à©à¨² à¨à¨¦à¨® à¨à©à©±à¨à¨¿à¨ ਹà©, à¨à© à¨à¨¿ &#8220;ਪà©à¨°à¨¤à©à¨¯à©à¨à© ਰਾà¨à¨¨à©à¨¤à¨¿à¨ ਲà©à¨à¨ªà©à¨°à¨¿à¨¸à¨¿à¨¸à¨®&#8221; ਦà©à¨à¨°à¨¾ à¨à¨²à¨¾à¨à¨ à¨à¨¾à¨à¨¦à¨¾ ਹà©, à¨à© à¨à¨¿ &#8220;ਮà©à¨à¨¾à¨¬à¨²à© ਵਾਲ੠ਰਾà¨à¨¨à©à¨¤à©à¨µà¨¾à¨¦à©&#8221; ਦà©à¨à¨°à¨¾ à¨à¨²à¨¾à¨à¨ à¨à¨¾à¨à¨¦à¨¾ ਹà©.</p>
<p>à¨à¨¸ ਮਹà©à¨¨à© ਦ੠ਸ਼à©à¨°à© ਵਿਠਪੰà¨à¨¾à¨¬ ਦ੠ਵਿੱਤ ਮੰਤਰ੠ਹਰਿਸ਼ਨ ਮੰਤਰ੠à¨à©à¨®à¨¾ ਨ੠à¨à¨¿à¨¹à¨¾ à¨à¨¿ ਸਰà¨à¨¾à¨° ਮà©à¨à©à¨¦à¨¾ ਵਿੱਤ੠ਸਾਲ ਦ੠ਦà©à¨à© ਤਿਮਾਹ੠ਵਿਠ8,500 à¨à¨°à©à© ਰà©à¨ªà¨ ਤà©à¨ ਵੱਧ &#8216;ਵਿਰਾਸਤ à¨à¨°à¨à¨¼à¨¿à¨à¨&#8217; ਦ੠ਪਾਰà¨à© ਠਤ੠à¨à¨¾à¨à¨à¨°à¨¸ ਸਰà¨à¨¾à¨°à¨¾à¨ ਲਠ3,500 à¨à¨°à©à© ਤà©à¨ ਵੱਧ ਹਨ.</p>
<p>ਠà¨à¨¾à¨¦à¨®à¨¿à¨ ਪà©à¨ªà¨° ਨ੠ਠà¨à¨¾à¨¦à¨®à¨¿à¨ ਪà©à¨ªà¨° ਨà©à©° ਹਾਲ ਹ੠ਵਿੱਠਠਰਥ ਸ਼ਾਸਤਰ੠ਰਣà¨à©à¨¤ ਸਿੰਠਪà©à¨°à©à¨à¨¨, ਨà©à¨à¨¾à¨ ਦ੠ਠਰਥ ਵਿਵਸਥਿà¨à¨¤à¨¾ ਦ੠ਨਾਲ ਪà©à¨°à¨à¨¾à¨¸à¨¼à¨¤ à¨à©à¨¤à¨¾ ਸà©, ਨà©à¨ à¨à¨°à¨¦à¨¾ ਹ੠à¨à¨¿ ਲà¨à¨¾à¨¤à¨¾à¨° ਵਧ ਰਹ੠à¨à¨°à¨à¨¼à© ਨ੠ਪੰà¨à¨¾à¨¬ ਨà©à©° à¨à¨°à¨à¨¼à© ਦ੠à¨à¨¾à¨² ਵਿੱਠਧੱà¨à¨¿à¨ ਹà©. à¨à¨® à¨à¨¦à¨®à© ਪਾਰà¨à© (à¨à¨à¨ªà©) ਸਰà¨à¨¾à¨° (2022-23 ਤà©à¨ 2024-25) ਦ੠ਪਹਿਲ੠ਤਿੰਨ ਵਿੱਤ੠ਸਾਲਾਠਦ੠à¨à¨°à¨à¨¼à¨¿à¨à¨ ਵਿੱਠਸਾਲਾਨਾ average ਸਤਨ ਵਾਧਾ .3 33,721 à¨à¨°à©à© ਰਿਹਾ ਹà©.</p>
<p>à¨à¨¦à©à¨ à¨à¨¿ ਪੰà¨à¨¾à¨¬ ਦ੠à¨à¨°à¨à¨¼à© ਦ੠à¨à¨¼à¨¿à©°à¨®à©à¨µà¨¾à¨°à© ਨ੠ਪਿà¨à¨²à© ਦਹਾà¨à© ਵਿਠਤà©à¨à¨¼ ਤਿੱà¨à© ਵਾਧਾ ਦà©à¨à¨¿à¨ ਹà©. ਬà¨à¨¾à¨à¨ ਰਿਣ 2015-16 ਵਿੱਠ1,28,8336 à¨à¨°à©à© ਸ੠ਠਤ੠2016-17 à¨à¨°à©à© ਰà©à¨ªà¨ ਵਿੱਠ1,82,526 à¨à¨°à©à© ਰà©à¨ªà¨ à¨à©à¨¸à¨¼ ਲà©à¨¨ ਦ੠ਸà©à¨®à¨¾ ਵਿੱਠਬਦਲਣ à¨à¨¾à¨°à¨¨ ਮà©à¨à© ਤà©à¨° &#8216;ਤ੠⹠30,584 à¨à¨°à©à© ਰà©à¨ªà¨ ਸà©. 2022-22 ਵਿà¨, 2022-23 ਵਿਠà¨à¨°à¨à¨¼à¨¸ ਵਿਠਵਾਧਾ ਹà©à¨à¨ (46.68%) 2021-2211,71,71,773 à¨à¨°à©à© ਰà©à¨ªà¨ (48.24%) ਤà©à¨ ਵਧ à¨à© 481,773 à¨à¨°à©à© ਰà©à¨ªà¨ ਵਿਠਵਾਧਾ ਹà©à¨à¨ (481,773%). 2024-25. 2025-26 ਦ੠ਠੰਤ ਤੱਠà¨à¨¸ ਤà©à¨ ਵੱਧ à¨à© 4,17,136 à¨à¨°à©à© (46.80%) ਵਧਣ ਦ੠à¨à¨®à©à¨¦ à¨à©à¨¤à© à¨à¨¾à¨à¨¦à© ਹà©.</p>
<p>ਪà©à¨ªà¨° ਨ੠average ਸਤਨ ਸਲਾਨਾ à¨à¨°à¨à¨¼à© ਦ੠ਵਾਧ੠ਵਿੱਠà¨à©±à¨ ਤà©à¨à¨¼ ਰà©à¨à¨¾à¨¨ ਨà©à¨ à¨à©à¨¤à¨¾. 1980 ਦ੠ਦਹਾà¨à© ਵਿੱà¨, à¨à¨¹ ਸਾਲਾਨਾ 609 à¨à¨°à©à© ਹ੠à¨à¨¿à¨; 1990-91 ਤà©à¨ 2001-02 ਦà©à¨°à¨¾à¨¨, 2,696 à¨à¨°à©à© ਰà©à¨ªà¨; ਠਤ੠⹠6,389 à¨à¨°à©à© ਹਰ ਸਾਲ ਠà¨à¨²à© ਪੰਠਸਾਲਾਠਵਿੱà¨. 2011-12 ਠਤ੠2021-22 ਦ੠ਵਿà¨à¨à¨¾à¨°, ਸਾਲਾਨਾ Entel ਸਤਨ ਵਾਧਾ â¹ 19,867 à¨à¨°à©à© ਸà©. &#8220;&#8216;à¨à¨ª&#8217; ਸਰà¨à¨¾à¨° ਦ੠ਪਹਿਲ੠ਤਿੰਨ ਵਿੱਤ੠ਸਾਲਾਠਦà©à¨°à¨¾à¨¨ ਸਾਲਾਨਾ En ਸਤਨ ਵਾਧਾ (2022-23 ਤà©à¨ 2024-25) ਸà©. 2025-26 ਦ੠ਦà©à¨°à¨¾à¨¨. ਬà¨à¨ ਵਾਧਾ â¹44,201 à¨à¨°à©à© ਹà©à¨µà©à¨à¨¾.&#8221;</p>
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ਵਿੱਤੀ ਪ੍ਰਬੰਧਨ ਦੇ ਦਾਅਵਿਆਂ ਵਿੱਚ ਪੰਜਾਬ ਦਾ ਵੱਧਦਾ ਕਰਜ਼ਾ ਚਿੰਤਾ ਪੈਦਾ ਕਰਦਾ ਹੈ
