<div id="content-body-69153874" class="articlebodycontent col-xl-9 col-lg-12 col-md-12 col-sm-12 col-12" itemprop="articleBody">
<p>ਸਾਲ 2025 ਦà©à¨¨à©à¨ ਦ੠ਸਠਤà©à¨ ਤà©à¨à¨¼à© ਨਾਲ ਵੱਧ ਰਹ੠à¨à¨°à¨¥à¨¿à¨à¨¤à¨¾ ਵà¨à©à¨ à¨à¨¾à¨°à¨¤ ਦ੠ਸਥਿਤ੠ਦਾ à¨à¨¸à¨¼à¨¾à¨µà¨¾à¨¦ ਲਿà¨à¨à¨à¨¦à¨¾ ਹà©. ਠੰਤਰਰਾਸ਼à¨à¨°à© ਮà©à¨¦à¨°à¨¾ ਫੰਡ 6.5% ਦ੠à¨à©à¨¡à©à¨ªà© ਵਿà¨à¨¾à¨¸ ਦਰ ਹà©. à¨à¨¹ ਨੰਬਰ ਸਿਰਫ à¨à©±à¨ ਦà©à¨¸à¨¼ ਦ੠ਰà©à¨ª ਵਿੱਠਸਾਡ੠ਪà©à¨°à¨¾à¨ªà¨¤à©à¨à¨ ਨਹà©à¨ ਹਨ, ਪਰ à¨à¨¹ à¨à©±à¨ à¨à¨µà¨¾à¨¨, à¨à¨¤à©à¨¸à¨¼à©à¨² à¨à¨¬à¨¾à¨¦à© ਦ੠ਲà¨à¨à¨¤à¨¾ ਠਤ੠à¨à©±à¨à¨¾à¨µà¨¾à¨ ਨà©à©° ਦਰਸਾà¨à¨à¨¦à©à¨à¨ ਹਨ. ਹਾਲਾà¨à¨à¨¿, à¨à¨¹ ਵਿà¨à¨¾à¨¸ ਦ੠à¨à¨¹à¨¾à¨£à© ਮਹੱਤਵਪà©à¨°à¨£ ਠੰਤਰਾਲਾਠਨà©à©° ਸੰਬà©à¨§à¨¿à¨¤ à¨à©à¨¤à© ਬਿਨਾਠਠਤ੠ਮਹੱਤਵਪà©à¨°à¨£ ਪà©à¨°à¨¸à¨¼à¨¨ à¨à¨ ਾਠਬਿਨਾਠਠਧà©à¨°à© ਹà©. </p>
<p>ਬਹà©à¨¤à© ਦà©à¨¸à¨¼à¨¾à¨ ਲà¨, à¨à¨¨à©à¨¹à¨¾à¨ ਦ੠ਪà©à¨°à© ਸਮਰੱਥਾ ਪà©à¨°à¨¾à¨ªà¨¤ à¨à¨°à¨¨à¨¾ ਸਿੱà¨à¨¿à¨ ਦà©à¨à¨°à¨¾ ਸਮਾà¨à¨¿à¨ ਠਤ੠à¨à¨°à¨¥à¨¿à¨ ਮà©à©±à¨¦à¨¿à¨à¨ ਨà©à©° ਹੱਲ à¨à¨°à¨¨ ਲਠà¨à©à©à¨¿à¨ ਹà©à¨à¨ ਹà©. à¨à¨¾à¨°à¨¤ ਲà¨, ਸਿੱà¨à¨¿à¨ ਸਿਰਫ à¨à¨ ਠà¨à¨¿à¨¹à¨¾ à¨à©à¨¤à¨° ਨਹà©à¨, ਲਾà©à© ਹ੠à¨à© à¨à¨°à©à¨¬à© ਤà©à¨ à¨à¨¾à¨ ਨਵà©à¨¨à¨¤à¨¾ ਦ੠à¨à©°à¨à¨¨ ਨà©à©° ਹà¨à¨¾à¨à¨à¨¦à© ਹà©. </p>
<p>ਫਿਰ ਵà©, à¨à¨¾à¨°à¨¤ ਦ੠ਸਿੱà¨à¨¿à¨ ਪà©à¨°à¨£à¨¾à¨²à© à¨à©à¨£à¨¾à¨, à¨à¨à©à¨à¨à© ਠਤ੠ਸਾਰਥà¨à¨¤à¨¾ ਵਿਠਡà©à©°à¨à©à¨à¨ à¨à©à¨£à©à¨¤à©à¨à¨ ਨਾਲ à¨à©à¨ ਰਹ੠ਹà©. à¨à¨¸ ਵਿà¨à¨¾à¨¸ ਨà©à©° à¨à¨¾à¨à¨® ਰੱà¨à¨£ ਠਤ੠à¨à¨¹ ਸà©à¨¨à¨¿à¨¸à¨¼à¨à¨¿à¨¤ à¨à¨°à¨¨ ਲਠà¨à¨¿ à¨à¨¹ ਸੰਮਲਿਤ ਹà©, ਸਿੱà¨à¨¿à¨ ਸਾਡ੠ਨà©à¨¤à© ਦà©à¨à¨ ਤਰà¨à©à¨¹à¨¾à¨ ਦ੠à¨à©à¨à¨¦à¨° ਵਿੱਠਰੱà¨à© à¨à¨¾à¨£à© à¨à¨¾à¨¹à©à¨¦à© ਹà©. à¨à¨¿à¨µà©à¨ à¨à¨¿ ਠਸà©à¨ ਬà¨à¨ 2025 ਦ੠à¨à¨¡à©à¨ à¨à¨°à¨¦à© ਹਾà¨, à¨à¨¹ ਮਹੱਤਵਪà©à¨°à¨£ ਹ੠à¨à¨¿ ਸਿੱà¨à¨¿à¨ à¨à©à¨à¨¦à¨° ਪà©à¨¾à¨ ਦਾ ਸਮਾਠਲà©à¨à¨¦à¨¾ ਹ੠à¨à¨¿à¨à¨à¨à¨¿ ਸà¨à¨¼à¨¤ ਬà©à¨¨à¨¿à¨à¨¦ ਤà©à¨ ਬਿਨਾਠਸਾਡਾ à¨à¨°à¨¥à¨¿à¨ ਸਫਲਤਾ ਦਾ ਵਾਠਦਾ ਨਹà©à¨ à¨à©à¨¤à¨¾ à¨à¨¾ ਸà¨à¨¦à¨¾. </p>
<h4 class="sub_head">ਸਿੱà¨à¨¿à¨ ਲਠਵਧà©à¨°à© ਫੰਡ </h4>
<p>ਠਸà©à¨ à¨à¨ªà¨£à© à¨à©à¨¡à©à¨ªà© ਦ੠3% ਤà©à¨ à¨à©±à¨ ਸਿੱà¨à¨¿à¨ ਲਠਨਿਰਧਾਰਤ à¨à¨°à¨¦à© ਹਾà¨, ਵਿਸ਼ਵ ਪੱਧਰ &#8216;ਤ੠6% ਤà©à¨ à¨à©±à¨ ਬà©à¨à¨à¨®à¨¾à¨°à¨ ਤà©à¨ à¨à©±à¨ ਹà©. ਬੱà¨à¨¿à¨à¨ ਲਠ260 ਮਿਲà©à¨ ਨ ਸà¨à©à¨² à¨à¨¾ ਰਹ੠ਬੱà¨à© ਠਤ੠à¨à©±à¨ ਸਿੱà¨à¨¿à¨ ਦ੠ਵਧਦ੠ਮੰà¨, à¨à¨¹ ਠੰà¨à©à¨¾ à¨à¨¼à¨¤à¨°à¨¨à¨¾à¨ ਤà©à¨° ਤ੠ਲà©à©à©à¨à¨¦à¨¾ ਨਹà©à¨ ਹà©. à¨à¨¹ ਦà©à¨¸à¨¼ à¨à© ਸਿੱà¨à¨¿à¨ ਦ੠à¨à¨°à¨à¨¿à¨à¨ ਨà©à©° ਤਰà¨à©à¨¹ ਦਿੰਦ੠ਹਨ ਵਧà©à¨°à© ਲà¨à¨à¨¦à¨¾à¨° ਠਤ੠ਨਵà©à¨ à¨à¨°à¨¥à¨¿à¨à¨¤à¨¾ ਬਣਾà¨à¨à¨¦à© ਹਨ, à¨à© à¨à¨¨à©à¨¹à¨¾à¨ ਦ੠à¨à¨¬à¨¾à¨¦à© ਨà©à©° ਮà©à¨à¨¾à¨¬à¨²à© ਵਾਲ੠ਦà©à¨¨à©à¨à¨ ਵਿਠਫà©à©±à¨²à¨£ ਦ੠ਹà©à¨¨à¨°à¨¾à¨ ਨਾਲ ਮà©à¨¹à¨¾à¨°à¨¤ ਰੱà¨à¨¦à© ਹਨ. </p>
<p>à¨à¨¾à¨°à¨¤ ਲà¨, à¨à¨¹ ਸਿੱਧਾ à¨à©±à¨ ਦਰਸ਼ਨ ਨਾਲ à¨à©à©à¨¦à¨¾ ਹà©. à¨à¨²à¨ªà¨¨à¨¾ à¨à¨°à© à¨à¨¿ à¨à¨¸ ਨਿਵà©à¨¸à¨¼ ਨà©à©° ਦà©à¨à¨£à¨¾ à¨à¨°à¨¨à¨¾ à¨à¨¿ à¨à© à¨à©à¨¤à¨¾ à¨à¨¾ ਸà¨à¨¦à¨¾ ਹà©: ਬਿਹਤਰ ਸà¨à©à¨², ਪਹà©à©°à¨à¨¯à©à¨ ਸਰà©à¨¤, ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਲਠਬਿਹਤਰ à¨à¨¾à¨ , à¨à¨°à¨¤ ਦ੠à¨à©à¨¨à© ਵਿਠਵà©. </p>
<p>ਪਰ à¨à¨¹ ਸਿਰਫ ਵਧà©à¨°à© à¨à¨°à¨à¨£ ਬਾਰ੠ਨਹà©à¨ ਹà©, à¨à¨¹ à¨à©à¨¸à¨¤ ਬਿਤਾà¨à¨£ ਬਾਰ੠ਹà©. ਸਾਨà©à©° ਫੰਡਾਠਦà©à¨à¨°à¨¾ ਬੰਨà©à¨¹à© ਹà©à¨ ਮਾੱਡਲਾਠਦ੠à¨à¨¼à¨°à©à¨°à¨¤ ਹà©. ਪà©à¨°à©à¨à¨°à¨¾à¨®à¨¾à¨ ਨà©à©° average ਸਤ ਵਿਦਿਠਠਠਤ੠ਸਮਾà¨à¨ ਪà©à¨°à¨à¨¾à¨µ ਦ੠ਠਧਾਰ ਤ੠ਫੰਡ à¨à©à¨¤à¨¾ à¨à¨¾à¨£à¨¾ à¨à¨¾à¨¹à©à¨¦à¨¾ ਹà©. à¨à¨¹ à¨à¨ ਪਹà©à©°à¨ ਹ੠à¨à© ਨਤà©à¨à¨¿à¨à¨ ਨà©à©° à¨à¨¨à¨¾à¨® ਦਿੰਦ੠ਹ੠ਠਤ੠à¨à¨¹ ਸà©à¨¨à¨¿à¨¸à¨¼à¨à¨¿à¨¤ à¨à¨°à¨¦à© ਹ੠à¨à¨¿ ਹਰà©à¨ ਰà©à¨ªà¨¿à¨ ਸਿੱਧ੠ਤà©à¨° &#8216;ਤ੠ਸਾਡ੠ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਦ੠ਬਿਹਤਰ੠ਲਠਯà©à¨à¨¦à¨¾à¨¨ ਪਾà¨à¨à¨¦à¨¾ ਹà©. </p>
<p>ਹà©à¨£ ਤਾà¨à¨¤ ਬਾਰ੠à¨à©±à¨² à¨à¨°à©à¨. à¨à¨à©à¨à©à¨¸à¨¼à¨¨ ਨà©à©° ਠà¨à¨¸à¨° ਮਹਾਨ ਬਰਾਬਰ੠à¨à¨°à¨¨ ਵਾਲ੠ਵà¨à©à¨ à¨à¨¾à¨£à¨¿à¨ à¨à¨¾à¨à¨¦à¨¾ ਹà©, ਪਰ à¨à¨¹ à¨à¨¿à©°à¨¨à¨¾ ਬਰਾਬਰ ਹ੠ਸà¨à¨¦à¨¾ ਹ੠à¨à¨¦à©à¨ à¨à¨¹ 18% à¨à©à¨à¨¸à¨à© ਤ੠à¨à©à¨à¨¸ ਲà¨à¨¾à¨à¨ à¨à¨¾à¨à¨¦à¨¾ ਹà©? ਬਹà©à¨¤ ਸਾਰ੠ਪਰਿਵਾਰਾਠਲà¨, à¨à¨¹ à¨à©à¨à¨¸ ਰà©à¨ à¨à©à¨à¨²à¨à© à¨à¨à©à¨à©à¨¸à¨¼à¨¨ ਪਹà©à©°à¨à¨£ ਵਿਠਰà©à¨à¨¾à¨µà¨ ਹà©. </p>
<p>à¨à¨¸ ਨà©à©° ਨà¨à¨¼à¨°à¨à¨¾ ਵਿੱਠਰੱà¨à¨£ ਲਠà¨à©à¨à¨¸à¨à© ਤà©à¨ ਲ੠à¨à© ਠਤ੠à¨à©à¨¨ ਤà©à¨, ਰà©à¨ 6-9% ਤà©à¨ à¨à©±à¨ ਹà©. à¨à¨¾à¨°à¨¤ ਨà©à©° à¨à¨¹ ਵ੠ਮੰਨਣਾ à¨à¨¾à¨¹à©à¨¦à¨¾ ਹ੠à¨à¨¿ ਸਿੱà¨à¨¿à¨ à¨à¨ ਲà¨à¨à¨¼à¨°à© ਨਹà©à¨ ਹà©. à¨à¨¹ à¨à©à¨à¨¸ ਠà¨à©à¨¤à¨°-à¨à¨°à©à¨¬à©-ਲਾà¨à¨¨ (ਬà©à¨ªà©à¨à¨²) ਠਤ੠à¨à©±à¨ à¨à¨®à¨¦à¨¨à© ਵਾਲ੠ਪਰਿਵਾਰਾਠਲਠਵਿਦਿà¨à¨¸à¨¼à©à¨² ਬਣਾà¨à¨£ ਲਠà¨à¨à¨¾à¨§à¨¿à¨ à¨à¨¦à¨® ਹà©à¨µà©à¨à¨¾. </p>
<p>ਪਰ à¨à¨à¨¸à©à¨¸ ਸਿਰਫ ਯà©à¨à¨¤à¨¾ ਬਾਰ੠ਨਹà©à¨ ਹà©, à¨à¨¹ ਪਹà©à©°à¨ ਬਾਰ੠ਵ੠ਹà©. à¨à¨ ਠà¨à¨¿à¨¹à© ਦà©à¨¸à¨¼ ਵਿਠà¨à¨¿à©±à¨¥à© 65% ਤà©à¨ ਵੱਧ à¨à¨¬à¨¾à¨¦à© à¨à¨ ਸਮਾਰà¨à¨«à©à¨¨, ਡਿà¨à©à¨à¨² ਸਿੱà¨à¨¿à¨ ਦਾ ਬਹà©à¨¤ ਸਾਰਾ ਵਾਠਦਾ ਹà©à©°à¨¦à¨¾ ਹà©. L ਨਲਾà¨à¨¨ ਪਲà©à¨à¨«à¨¾à¨°à¨® ਲੱà¨à¨¾à¨ ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਲਠਫਰਠਨà©à©° ਪà©à¨°à¨¾ à¨à¨° ਸà¨à¨¦à© ਹਨ à¨à¨¿à¨¨à©à¨¹à¨¾à¨ à¨à©à¨² à¨à©à¨à¨²à¨à© ਠਧਿà¨à¨ªà¨à¨¾à¨ ਠਤ੠ਸਰà©à¨¤à¨¾à¨ ਤੱਠਸà©à¨®à¨¿à¨¤ ਪਹà©à©°à¨ ਹà©. ਹਾਲਾà¨à¨à¨¿, à¨à¨¹ ਦਰਸ਼ਣ à¨à¨ªà¨£à©à¨à¨ à¨à©à¨£à©à¨¤à©à¨à¨ ਦ੠ਨਾਲ à¨à¨à¨à¨¦à¨¾ ਹà©: ਪà©à¨à¨¡à© à¨à©à¨¤à¨°à¨¾à¨ ਵਿੱਠਠਵਿਸ਼ਵਾਸ਼ਯà©à¨ à¨à©°à¨à¨°à¨¨à©à¨, à¨à¨¿à¨«à¨¾à¨à¨¤à© à¨à¨ªà¨à¨°à¨£à¨¾à¨ ਦ੠à¨à¨¾à¨, à¨à¨¿à¨«à¨¾à¨à¨¤à© à¨à¨ªà¨à¨°à¨£à¨¾à¨ ਦ੠à¨à¨¾à¨ ਠਤ੠ਨਾà¨à¨¾à¨«à¨¼à© ਡਿà¨à©à¨à¨² ਸਾà¨à¨°à¨¤à¨¾. </p>
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<h4 class="sub_head">à¨à¨¸à© ਦਾ ਲਾਠਸਿੱà¨à¨¿à¨ ਲਠਲਠ</h4>
<p>à¨à¨à¨¼à¨µà¨°à¨¡ à¨à© ਹà©à¨²à© ਹà©à¨²à© à¨à©à¨¡-à¨à©à¨à¨à¨° ਬਣ ਰਿਹਾ ਹà©. ਨà¨à¨²à© ਬà©à©±à¨§à© ਵਿਠਪਾਵਲ à¨à¨°à¨¨ ਦ੠ਯà©à¨à¨¤à¨¾ ਹ੠à¨à¨¿ ਠਸà©à¨ à¨à¨¿à¨µà©à¨ ਸਿà¨à¨¾à¨à¨à¨¦à© ਹਾਠਠਤ੠ਸਿੱà¨à¨¦à© ਹਾà¨. ਵਿਠà¨à¨¤à©à¨à¨¤ ਪਾਠਤà©à¨ à¨à©°à¨à¨°à¨à¨à¨à¨¿à¨µ ਲਰਨਿੰਠਮà©à¨¡à© .ਲ à¨à¨°à¨¨ ਦ੠ਯà©à¨à¨¨à¨¾ ਬਣਾ ਸà¨à¨¦à© ਹ੠à¨à¨¹ à¨à¨ à¨à¨¾à¨¸à¨¼à¨¾à¨µà¨¾à¨ ਵਿੱਠਸਥਾਨਠਸੰਬੰਧ੠ਹੱਲ ਮà©à¨¹à©±à¨à¨ à¨à¨°à¨µà¨¾ à¨à© à¨à©à¨¤à¨°à© ਠਸਮਾਨਤਾਵਾਠਨà©à©° ਸੰਬà©à¨§à¨¿à¨¤ à¨à¨°à¨¨ ਵਿੱਠਵ੠ਸਹਾà¨à¨¤à¨¾ à¨à¨° ਸà¨à¨¦à¨¾ ਹà©. ਪਰ à¨à¨à¨ ਲਠਸੱà¨à¨®à©à©±à¨ ਪà©à¨°à¨à¨¾à¨µ ਪਾà¨à¨£ ਲà¨, ਸਾਨà©à©° à¨à¨¸ ਸਥਾਨ ਤ੠à¨à©°à¨® à¨à¨°à¨¨ ਵਾਲà©à¨à¨ à¨à©°à¨ªà¨¨à©à¨à¨ ਲਠà¨à©à¨à© ਠਤ੠à¨à¨¤à¨¸à¨¼à¨¾à¨¹ ਦ੠à¨à¨¼à¨°à©à¨°à¨¤ ਹà©. ਪà©à¨ ਠਧਿà¨à¨ªà¨à¨¾à¨ ਨà©à©° ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਲਠà¨à¨¸à¨à¨® ਲਰਨਿੰਠਮਾਰਠਬਣਾà¨à¨£ ਲà¨, ਠਧਿà¨à¨ªà¨à¨¾à¨ ਨà©à©° ਸਿà¨à¨²à¨¾à¨ ਦà©à¨£ ਲà¨, ਬਹà©à¨¤ ਦà©à¨° ਹà©à¨£ ਤà©à¨ ਪਹਿਲਾਠਦà¨à¨² ਦà©à¨£ ਲਠਡਰਾਪà©à¨ ਦ੠à¨à©à¨à¨®à¨¾à¨ ਦ੠à¨à¨µà¨¿à©±à¨à¨¬à¨¾à¨£à© ਵ੠à¨à¨°à¨¦à© ਹਨ. ਸੰà¨à¨¾à¨µà¨¨à¨¾à¨µà¨¾à¨ ਬà©à¨ ੰਤ ਹਨ, ਪਰ à¨à¨¨à©à¨¹à¨¾à¨ ਨà©à©° à¨à©±à¨ ਬà¨à¨ ਦ੠à¨à¨¼à¨°à©à¨°à¨¤ ਹà©à©°à¨¦à© ਹ੠à¨à¨¿à¨¸à¨¦à© à¨à¨¹à¨¾à¨£à© ਪà©à¨°à¨à¨¨à¨¨à©à¨ ਬਾਰ੠ਨਵà©à¨¨à¨¤à¨¾. </p>
<h4 class="sub_head">ਹà©à¨¨à¨° ਵਿà¨à¨¾à¨¸ ਲਠà¨à¨¨à¨¤à¨-ਨਿੱà¨à© à¨à¨¾à¨à¨µà¨¾à¨²à©</h4>
<p>à¨à¨¾à¨°à¨¤à© ਸਿੱà¨à¨¿à¨ ਵਿਠਸਠਤà©à¨ ਵੱਡ੠ਮà©à¨à© ਸਰà¨à¨¾à¨°à©, ਨਿੱà¨à© à¨à¨¿à¨¡à¨¾à¨°à©à¨à¨ ਠਤ੠ਯà©à¨¨à©à¨µà¨°à¨¸à¨¿à¨à©à¨à¨ ਵਿà¨à¨¾à¨²à© ਸਹਿਯà©à¨ ਨਾਲ ਹਨ. à¨à¨à©±à¨ à© à¨à©°à¨® à¨à¨°à¨à©, ਠਸà©à¨ ਹà©à¨¨à¨° ਠਧਾਰਤ à¨à©à¨°à¨¸à¨¾à¨ ਨà©à©° ਡਿà¨à¨¼à¨¾à¨à¨¨ à¨à¨° ਸà¨à¨¦à© ਹਾਠà¨à© à¨à¨¦à¨¯à©à¨ ਦà©à¨à¨ à¨à¨¼à¨°à©à¨°à¨¤à¨¾à¨ ਦ੠ਨਾਲ à¨à©à©à¨¦à© ਹਨ. ਰਾਸ਼à¨à¨°à© ਸਿੱà¨à¨¿à¨ ਨà©à¨¤à© (ਨà©à¨ª) ਨ੠ਪਹਿਲਾਠਹ੠ਵਿਦਿà¨à¨°à¨¥à©à¨à¨ ਵਿਠਰà¨à¨¨à¨¾à¨¤à¨®à¨à¨¤à¨¾ ਠਤ੠à¨à©±à¨¦à¨®à¨¤à¨¾ ਵਧਾà¨à¨£ ਲਠਠਧਾਰ ਬਣਾà¨à¨ ਹà©. ਪਰ à¨à¨à©±à¨²à© ਨà©à¨¤à©à¨à¨ à¨à¨¾à¨«à¨¼à© ਨਹà©à¨ ਹਨ. ਸਾਨà©à©° à¨à©±à¨¦à¨® ਸà©à©±à¨²à¨¾à¨, à¨à¨¨à¨à¨¿ ubabit ਰਹ੠ਠਤ੠à¨à©à¨ ਹੱਬਾਠਵਿੱਠਨਿਵà©à¨¸à¨¼ à¨à¨°à¨¨ ਦ੠à¨à¨¼à¨°à©à¨°à¨¤ ਹ੠à¨à© ਨà©à¨à¨µà¨¾à¨¨ ਦਿਮਾà¨à¨¾à¨ ਨà©à©° ਰਵਾà¨à¨¤à© à¨à¨°à©à¨ ਰ ਦ੠ਮਾਰà¨à¨¾à¨ ਤà©à¨ ਪਰ੠ਸà©à¨à¨£ ਲਠà¨à¨¤à¨¸à¨¼à¨¾à¨¹à¨¤ à¨à¨°à¨¨ ਵਾਲ੠ਹਨ. ਠà¨à¨¾à¨¦à¨®à¨¿à¨ ਠਤ੠à¨à¨¦à¨¯à©à¨ ਦਰਮਿà¨à¨¨ ਸਹਿਯà©à¨ ਲਠà¨à©à¨à¨¸ à¨à¨¤à¨¸à¨¼à¨¾à¨¹ à¨à¨¸ ਪà©à¨°à¨à¨¿à¨°à¨¿à¨ ਨà©à©° ਤà©à¨à¨¼ à¨à¨° ਸà¨à¨¦à¨¾ ਹà©, à¨à¨¿à©±à¨¥à© ਵਿà¨à¨¾à¨° ਪਾਲਣ ਪà©à¨¸à¨¼à¨£ à¨à©à¨¤à© à¨à¨¾à¨à¨¦à© ਹਨ ਠਤ੠ਠਸਲ -ਵਰਲਡ ਹੱਲ ਬਦਲ à¨à¨¾à¨à¨¦à© ਹਨ. </p>
<p>2025 ਦਾ ਬà¨à¨ à¨à¨¾à¨°à¨¤ ਲਠà¨à¨ ਵਿਸ਼ਵ-ਵਿà¨à¨ªà© à¨à¨°à¨¥à¨¿à¨ ਨà©à¨¤à¨¾ ਵà¨à©à¨ à¨à¨ªà¨£à© ਸਥਿਤ੠ਨà©à©° ਮà¨à¨¼à¨¬à©à¨¤ ​​à¨à¨°à¨¨ ਦਾ ਮà©à¨à¨¾ ਦਿੰਦਾ ਹ੠ਠਤ੠2047 ਤਠà¨à©à¨à¨¦à¨° ਸਰà¨à¨¾à¨° ਦ੠ਪਹà©à©°à¨ ਦਾ ਸਮਰਥਨ à¨à¨°à¨¦à¨¾ ਹà©. à¨à¨¸ ਨà©à©° ਪà©à¨°à¨¾à¨ªà¨¤ à¨à¨°à¨¨ ਲà¨, à¨à¨¾à¨°à¨¤ ਨà©à©° à¨à¨ªà¨£à© ਲੰਬ੠-termer ਰਣਨà©à¨¤à© ਦ੠à¨à©à¨à¨¦à¨°à© ਸਿਮਰਨ ਵà¨à©à¨ ਸਿੱà¨à¨¿à¨ ਨà©à©° ਪਹਿਲ ਦà©à¨£à© à¨à¨¾à¨¹à©à¨¦à© ਹà©. ਸਿੱà¨à¨¿à¨ ਲਠਵਧ੠ਹà©à¨ ਫੰਡ, ਸਰà©à¨¤à¨¾à¨ ਦ੠ਵੰਡ, ਠਤ੠ਨਵà©à¨¨à¨¤à¨¾à¨à¨¾à¨°à©, ਸੰਮਲਿਤ ਨà©à¨¤à© ਸà©à¨§à¨¾à¨°à¨¾à¨ ਲਠà¨à¨¹ ਮਹੱਤਵਪà©à¨°à¨£ ਹ੠à¨à¨¿ à¨à¨¾à¨°à¨¤ ਦਾ à¨à¨¨à¨¸à©°à¨à¨¿à¨ ਦ੠à¨à¨ ਠੰà¨à©à© ਨà©à©° ਸਿਰਫ à¨à¨ ਠਸਲ à¨à©°à¨à¨£ ਤà©à¨ ਵੱਧ ਹà©. ਫਾਰਮ ਦਾ ਸ਼à©à¨¸à¨¼à¨£ à¨à©à¨¤à¨¾ à¨à¨¾à¨£à¨¾ à¨à¨¾à¨¹à©à¨¦à¨¾ ਹà©. </p>
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ਬਜਟ 2025: ਸਿੱਖਿਆ ਪ੍ਰੀਮੀਅਮ ਲਈ ਡਿਜੀਟਲ ਐਜੂਕੇਸ਼ਨ ਵਿੱਚ ਨਿਵੇਸ਼ ਘੱਟ ਟੈਕਸ
