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<h4 class="sub_head">ਸਿਹਤ ਠਤ੠à¨à¨¸à¨¦à© ਨਿਰਣਾà¨à¨</h4>
<p>ਵਿਸ਼ਵ ਸਿਹਤ ਸੰà¨à¨ ਨ ਸਿਹਤ ਨà©à©° ਪà©à¨°à© ਤਰà©à¨¹à¨¾à¨ ਸਰà©à¨°à¨, ਮਾਨਸਿਠਠਤ੠ਸਮਾà¨à¨¿à¨ ਤੰਦਰà©à¨¸à¨¤à© ਦ੠ਸਥਿਤ੠ਵà¨à©à¨ ਪਰਿà¨à¨¾à¨¸à¨¼à¨¤ à¨à¨°à¨¦à¨¾ ਹ੠ਨਾ à¨à¨¿ ਸਿਰਫ਼ ਬਿਮਾਰ੠ਦ੠ਠਣਹà©à¨à¨¦à¥¤ ਸਿਹਤ ਦ੠ਨਿਰਧਾਰਠਠà¨à¨¿à¨¹à©à¨à¨ ਸਥਿਤà©à¨à¨ ਹਨ à¨à© à¨à¨¸ ਸਥਿਤ੠ਨà©à©° ਪà©à¨°à¨à¨¾à¨µà¨¤ à¨à¨°à¨¦à©à¨à¨ ਹਨ। ਰਵਾà¨à¨¤à© ਤà©à¨° &#8216;ਤà©, à¨à¨¹à¨¨à¨¾à¨ ਨà©à©° ਸਮਾà¨à¨¿à¨ ਨਿਰਣਾà¨à¨ à¨à¨¿à¨¹à¨¾ à¨à¨¾à¨à¨¦à¨¾ ਹà©: à¨à¨®à¨¦à¨¨, ਰਿਹਾà¨à¨¸à¨¼, ਸਿੱà¨à¨¿à¨, ਰà©à¨à¨¼à¨à¨¾à¨°, ਲਿੰਠਸਬੰਧ, ਸਮਾà¨à¨¿à¨ ਸà©à¨°à©±à¨à¨¿à¨ ਠਤ੠ਸà©à¨µà¨¾à¨µà¨¾à¨ ਤੱਠਪਹà©à©°à¨à¥¤ à¨à¨¹ ਨਿਰਧਾਰਠਠਸਮਾਨਤਾ ਦ੠ਵਿà¨à¨à¨¿à¨ à¨à¨°à¨¦à© ਹਨ ਠਤ੠ਡਾà¨à¨à¨°à© ਪਾਠà¨à©à¨°à¨® ਵਿੱਠà¨à©°à¨à© ਤਰà©à¨¹à¨¾à¨ ਸਥਾਪਿਤ ਹਨ। à¨à¨¹ à¨à¨¤à¨¿à¨¹à¨¾à¨¸à¨ ਤà©à¨° &#8216;ਤ੠à¨à¨¸ ਨਿਰà©à¨à¨£ ਤà©à¨ à¨à¨à¨° à¨à© ਸਾਹਮਣ੠à¨à¨ ਹਨ à¨à¨¿ ਮਾà©à© ਸਵੱà¨à¨¤à¨¾ ਠਤ੠ਠਸà©à¨°à©±à¨à¨¿à¨ ਤ à¨à¨¿à¨°à¨¤ ਵਾਤਾਵਰਣਾਠਠਤ੠ਪà¨à©à© à¨à¨¾à¨à¨à¨¾à¨°à¨¿à¨à¨ ਵਿੱਠਬਿਮਾਰà©à¨à¨ ਦਾ ਸਮà©à¨¹ ਹà©à©°à¨¦à¨¾ ਹà©à¥¤ ਸਮਾà¨à¨¿à¨ ਨਿਰਣਾà¨à¨ ਪà©à¨°à¨®à¨¾à¨£à¨¿à¨ ​​ਰਹਿੰਦ੠ਹਨ, ਪਰ à¨à¨¹ ਠà¨à¨¸à¨° à¨à¨¹ ਪà©à©±à¨à© ਬਿਨਾਠà¨à¨¿à¨¸à© ਸਥਿਤ੠ਦਾ ਵਰਣਨ à¨à¨°à¨¦à© ਹਨ à¨à¨¿ à¨à¨§à©à¨¨à¨¿à¨ ਠਰਥਵਿਵਸਥਾਵਾਠਵਿੱਠà¨à¨¸ ਸਥਿਤ੠ਨà©à©° à¨à©à¨£ ਰà©à¨ª ਦਿੰਦਾ ਹà©à¥¤</p>
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<p>										à¨à©à¨µà¨¨ ਦਾ à¨à¨¼à¨°à©à¨°à© ਠੱਠ: ਠਨà©à¨à©à¨² ਸਿਹਤ ਲਠà¨à©±à¨ ਬਲà©à¨ªà©à¨°à¨¿à©°à¨</p></div>
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<h4 class="sub_head">ਨà©à¨à¨¸à¨¾à¨¨ ਦਾ ਬà©à¨</h4>
<p>ਰà©à¨à¨¥à¨¾à¨®à¨¯à©à¨ à¨à©à¨°-ਸੰà¨à¨¾à¨°à© ਬਿਮਾਰà©à¨à¨ ਦਾ à¨à©±à¨ ਵੱਡਾ ਠਨà©à¨ªà¨¾à¨¤ ਤੰਬਾà¨à©, ਠਲà¨à©à¨¹à¨², ਠਲà¨à¨°à¨¾-ਪà©à¨°à©à¨¸à©à¨¸à¨¡ à¨à©à¨à¨¨ ਠਤ੠ਵਪਾਰਠà¨à©à¨¤à¨°à¨¾à¨ à¨à¨¿à¨µà©à¨ à¨à¨¿ à¨à©à¨µà¨¿à¨ ਬਾਲਣ ਨਾਲ à¨à©à©à¨¿à¨ ਹà©à¨à¨ ਹà©à¥¤ à¨à¨¹à¨¨à¨¾à¨ à¨à¨¦à¨¯à©à¨à¨¾à¨ ਨ੠à¨à¨¤à¨¿à¨¹à¨¾à¨¸à¨ ਤà©à¨° &#8216;ਤ੠ਨà©à¨¤à© ਬਹਿਸਾਠਠਤ੠à¨à¨ªà¨¤à¨à¨¾à¨°à¨¾à¨ ਦ੠ਨਿਯਮਾਠਨà©à©° à¨à¨à¨¾à¨° ਦਿੱਤਾ ਹà©, à¨à¨¦à©à¨ à¨à¨¿ ਸਿਹਤ ਪà©à¨°à¨£à¨¾à¨²à©à¨à¨ ਹà©à¨ ਲ੠ਨਤà©à¨à¨¿à¨à¨ ਦਾ ਪà©à¨°à¨¬à©°à¨§à¨¨ à¨à¨°à¨¦à©à¨à¨ ਹਨ। ਠੱà¨, à¨à©à¨¤à¨° ਵਿà¨à¨ªà¨ ਹà©. à¨à¨ª-à¨à¨§à¨¾à¨°à¨¿à¨¤ à¨à©à¨à¨¨ ਡਿਲà©à¨µà¨°à© ਮਾਡਲ ਲà©à¨¬à¨° ਦ੠ਠਨਿਸ਼à¨à¨¿à¨¤à¨¤à¨¾ ਠਤ੠ਬਦਲ੠ਹà©à¨ à¨à©à¨°à¨¾à¨ ਦ੠ਪà©à¨à¨°à¨¨à¨¾à¨ ਨਾਲ ਸਹà©à¨²à¨¤ ਨà©à©° à¨à©à©à¨¦à© ਹਨ। ਡਿà¨à©à¨à¨² ਪਲà©à¨à¨«à¨¾à¨°à¨® ਠਨੰਤ ਸਮà¨à¨°à© ਸà¨à©à¨°à©à¨® ਬਣਾà¨à¨à¨¦à© ਹਨ à¨à© à¨à¨¸à¨¼à¨¤à¨¿à¨¹à¨¾à¨°à¨¬à¨¾à¨à¨¼à©, à¨à©à¨ ਦ੠ਪà©à¨°à©à¨à¨ªà¨, ਵà©à¨ªà¨¿à©°à¨ à¨à¨®à©à¨à¨°à©, ਠਤ੠ਪà©à¨°à¨¨à©à¨à©à¨°à¨¾à¨«à© ਦà©à¨à¨°à¨¾ ਧਿà¨à¨¨ à¨à¨¿à©±à¨à¨¦à© ਹਨ। ਡਿਵਾà¨à¨¸à¨¾à¨ ਲੰਬ੠ਸਮà©à¨ ਦ੠ਸ਼ਮà©à¨²à©à¨ ਤ ਲਠਤਿà¨à¨° à¨à©à¨¤à©à¨à¨ à¨à¨à¨à¨ ਹਨ। ਹਰà©à¨ à¨à©à¨¸ ਵਿੱà¨, ਲਾà¨à¨¾à¨ ਨà©à©° ਨਿੱà¨à© ਤà©à¨° &#8216;ਤ੠ਦਰਠà¨à©à¨¤à¨¾ à¨à¨¾à¨à¨¦à¨¾ ਹà©, à¨à¨¦à©à¨ à¨à¨¿ à¨à¨¸à¨¦à© ਪà©à¨°à¨à¨¾à¨µà¨¾à¨ ਦ੠ਨਤà©à¨à© ਵà¨à©à¨ ਪà©à¨°à¨¾à¨£à© ਬਿਮਾਰà©, ਸੱà¨, ਨਸ਼ਾà¨à©à¨°à© ਠਤ੠ਮਾਨਸਿਠਪà©à¨°à©à¨¸à¨¼à¨¾à¨¨à© ਹà©à©°à¨¦à© ਹà©, à¨à¨¿à¨¸ ਦ੠à¨à¨°à¨à© ਪਰਿਵਾਰਾਠਠਤ੠à¨à¨¨à¨¤à¨ ਪà©à¨°à¨£à¨¾à¨²à©à¨à¨ ਦà©à¨à¨°à¨¾ à¨à¨ ਾਠà¨à¨¾à¨à¨¦à© ਹਨ।</p>
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<p>										ਰਿਪà©à¨°à¨ ਵਿੱਠà¨à¨¿à¨¸à¨¼à©à¨° ਸਿਹਤ ਰਿà¨à¨¾à¨°à¨¡à¨¾à¨ &#8216;ਤ੠ਹà©à¨° ਨਿਵà©à¨¸à¨¼ ਠਤ੠à¨à¨¾à¨¨à©à©°à¨¨à¨¾à¨ ਦ੠ਮੰਠà¨à©à¨¤à© à¨à¨ ਹà©</p></div>
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ਜਦੋਂ ਲਾਭ ਨਿਰਧਾਰਤ ਕੀਤੇ ਜਾਂਦੇ ਹਨ: ਵਪਾਰਕ ਨਿਰਣਾਇਕ ਪ੍ਰੀਮੀਅਮ ਦੁਆਰਾ ਸਿਹਤ ‘ਤੇ ਮੁੜ ਵਿਚਾਰ ਕਰਨਾ।

